Leicester Taxi insurance

Leicester Taxi insurance

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Guide to Leicester Taxi Insurances 

As a taxi or private hire driver in Leicester, we understand if your vehicle is off the road following an accident, then this can cost you money. Any delays in processing your claim will only magnify any loss in earnings. To protect your earnings potential, it is important to have the right cover in place to protect you and your vehicle and ensure that your taxi vehicle is back on the road or if required a suitable replacement vehicle is provided. 

For taxi drivers in near Leicester and in Leicester, we understand your taxicab is your job. Making sure that your taxi insurance is tailored to your needs is essential – as your income depends on it!.

MultiQuoteTime can provide you with access to a range of specialist Leicester private hire and taxi insurance providers.  As specialist providers that are also able to tailor a policy to meet your taxi or private hire requirements.

Cover for all categories of taxi vehicles 

Cover is available for all vehicle types that are used within the taxi and private hire sector and include :

  • Mini Cab : When you need to compare quotes online quickly for your minicab insurance premium.
  • Public hire insurance is one of the main categories of taxi insurance, also referred to in London as PCO car insurance.
  • Chauffeur : Chauffeur insurance is available for those that provide a chauffeur or limousine service. If you have more than one limo, a chauffeur fleet insurance policy could work out cheaper than having individual polices. 
  • The private hire taxi sector has seen rapid growth. Private hire drivers can not be flagged down as they must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance with flexible payment terms
  • If you own or operate a fleet of taxis in Leicester or private hire vehicles, it may be time to look at a taxi fleet insurance policy. 
  • Taxis and minibus taxi’s that have been modified for wheelchair access 

Levels of taxi insurance available

Similar to taxi insurance in Leeds and other UK and NI locations, taxi cover in Leicester is available at 3 levels, as we have detailed below:

  • Comprehensive is the highest level of cover that is available. This schedule covers damage to third parties, plus cover damages to your own property and self.
  • Third party with Fire and Theft  In addition to third party cover is also provided for and theft.
  • Third party is the legal minimum cover required by the UK law. This cover does not provide any protection for damage to your own taxi or private hire vehicle or any injures to oneself resulting from an accident.

Types of insurance you can compare with MultiQuoteTime.co.uk in Leicester

Whilst most of you may be searching for cheap car insurance in Bradford, we can also access to a panel of insurance provider that offer different styles of car insurance including:

… the list continues as can offer quotes from over 60 different types of insurance styles. Click Here to Compare Over 100 Different Insurers

In additional to the road risk cover, taxi polices should also include public liability insurance for taxi drivers, to protect against claims by passengers or other members of the public as you go about your business 

Which Taxi Insurance Add-Ons Can I Get?

The range of available add-ons typically includes the following options. Note that some may already be included in your policy—for example, legal protection is standard with certain providers on our panel.

Breakdown Cover

Breakdown cover is a worthwhile add-on to car insurance. It provides essential help for issues like engine trouble or flat tires, making it a smart investment for peace of mind.

Motor legal protection

Motor legal protection covers legal expenses if someone takes action against you for causing an accident. While some policies include it, adding it as an extra can be a smart choice

Rental Replacement Car

This can be invaluable if your taxi is off the road for an extended period. Ensure the replacement vehicle comes with the necessary insurance, allowing you to continue providing your hire or reward service without interruption.

No Claims Protection

no-claims bonus (NCB) protection is a popular option that safeguards any no-claims bonus you’ve built up over time.

no-claims bonus will remain intact, meaning you won’t lose your existing discount even after a claim.

Steps to affordable Leicester Taxi Insurance

Insurance companies work out the cost of Cardiff taxi insurance based on a number of factors. Below we have highlighted some factors and any possible steps to consider to help lower the costs of Cardiff taxi driver insurance, but is applicable to all taxi drivers

  • Comparing quotes:  This for many is the first step in the process of finding affordable taxi insurance in Cambridge. Please be aware that some brokers may not offer their rates on some of these sites, so it may pay to visit individual broker sites. Different companies work out the insurance cost based on a number of factors, but the weight they apply can and odes vary, so it’s always wise to get a range of quotes.
  • Pay your policy yearly: If you are currently paying monthly, when it comes to renewal time, consider paying in full this should bring down the overall cost of your taxi insurance.
  • Taxi Security: If you have fitted any safety / security items from Thatcham, please insure you advise your broker, as this could result in savings on your premium. If not, adding extra security devices can bring down the costs of cover
  • Consider Fleet Cover: If you have a fleet of cabs as a business, it is generally more cost-effective with less administration task to purchase a taxi fleet insurance cover. Fleet policies will provide protection for all your vehicles under one easy to administer policy.
  • Black Box: Even for taxi drivers, adding or complying with the insurance company telemetric request can help significantly lower the cots of Leicester taxi or private hire taxi insurance.
  • Switch off Auto Renew : Rather than auto-renew, use the renewal time to see what else is available, or change the style of your policy to pay as you go taxi insurance or insure by the mile. 

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  • Policies can be Tailored to your business requirements
  • One short form – you could save time & money
  • Get Taxi Fleet Insurance 2 or More Vehicles
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