Taxi Insurance Guide

Does Bells Offer Taxi Insurance?

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Table Of Contents
  1. – Compare Taxi Quotes From Specialist Brokers
  2. Bells Taxi insurance Guide
  3. Bells Taxi insurance 
  4. Different Types of Policies Available with Bells
  5. Key factors associated with Bell's Taxi Insurance
  6. Bell's Taxi Insurance Optional Extras
  7. Remember breakdown cover
  8. How to Improve Your Taxi Driving Score and Save
  9. Who underwrites the Haven insurance policies?
  10. Bell UK Taxi Insurance Phone and Contact Details
  11. Get your taxi insurance quotes
  12. UK Taxi Insurance Provider Guides

Bells Taxi insurance Guide

This is a unique business run by family members David, Alan, and Rose Bell, along with supporting staff. Unique in that the Bells actually operate a taxi service and currently own four taxis, so they should be considered experts in taxi insurance requirements. The success is evident in the massive expansion of their taxi insurance business over recent years.

Customers cite the friendly service along with competitive prices as the key reasons for the success of this local taxi insurance service.

Bells Taxi insurance 

Bell is a common name in the UK, and there is more than one company that offers Bell taxi insurance. The other, with Tony Bell as managing director, has over 30 years of experience in the insurance industry.

Different Types of Policies Available with Bells

This policy type offers taxi drivers a reasonable level of protection against claims from other drivers and damage to other vehicles, including fire damage to your own vehicle or theft. However, it is limited cover as it does not cover damage to the driver’s own vehicle. Instead, it provides coverage for third-party liability as well as protection against theft and fire. For drivers seeking a balance between affordability and coverage, third-party, fire, and theft insurance may make sense.

The third-party-only insurance offers the most basic level of protection for cab drivers, and not all providers will offer this. While it meets legal requirements by covering liabilities to other parties in an accident, it does not provide coverage for damage to the driver’s own vehicle. Drivers opting for this coverage should be aware that, like Third party with fire and theft, they will still be responsible for any repair costs and other expenses if in an accident. Although third-party-only insurance can be the most affordable option, drivers should carefully weigh the risks against the savings before choosing this minimal coverage.

Most cab drivers find comprehensive insurance the right choice. This level of cover offers extensive protection across various types of accidents. The cover is aimed at providing cover in all circumstances that you may encounter during the working day. This coverage ensures that drivers are safeguarded in all scenarios, whether dealing with minor car issues or major incidents. With comprehensive coverage, drivers can feel confident that both their vehicles and passengers are protected from a wide range of potential risks, providing peace of mind on the road.

Key factors associated with Bell’s Taxi Insurance

Below, we have listed some of the attributes that make Bell Taxi Insurance unique in this crowded sector of vehicle insurance.

Cover for both public and private hire vehicles
Taxi, minibus, and MPV insurance also available
Back cabs, PCO Car Insurance and chauffeur insurance cover available.
Cover available from age 21 to age 75
Full range of cover from comprehensive to third party only.

Bell’s Taxi Insurance Optional Extras

Along with flexible payment terms and options, Bells insurance also provide these as additional options to their taxi insurance

  • Protected no claims discount
  • Public Liability cover, £5,000,000 or £10,000,000
  • RAC Taxi Breakdown
  • Excess Protection cover and£100,000 Legal Expense cover 
  • Cover available from age 21 to age 75
  • Fault & Non Fault accident plated taxi cover

Remember breakdown cover

Some policies don’t include breakdown cover for your taxi. You can compare the best policies for taxi breakdown cover separately on our website.

How to Improve Your Taxi Driving Score and Save

Drivers who are viewed as safe will often benefit from discounts on their insurance when it comes to renewal. Safe driving can help improve your score, proving or taking steps to show that you are a responsible driver can drive down insurance costs, this is especially true for young drivers under 25. Here’s a thorough how-to for raising your Bell driving score:

Comparing is the first step in finding cheaper taxi insurance. Please be aware that some brokers may not offer their rates on some of these sites, so it may be worth visiting individual broker sites.
Pay your policy yearly: If you are currently paying monthly, consider paying your policy as a one-off payment should bring down the cost of your annual premium.
Taxi Security: If you have fitted any safety / security items from Thatcham, please insure you advise your broker, as this could result in savings on your premium. If not, adding extra security devices can bring down the costs of cover
Consider Fleet Cover: If you have a fleet of cabs as a business, it is generally more cost-effective with less administration task to purchase a taxi fleet insurance cover. Fleet policies will provide protection for all your vehicles under one easy to administer policy.
Black Box: Even for taxi drivers, adding or complying with the insurance company telemetric request can help significantly lower the cots of Cardiff taxi or private hire insurance (if the data is favourable). 
Research Providers: Take time to review the insurance products and offers from competing taxi insurance providers. Comparing packages from these niche providers that include Freeway taxi insurance and insured taxi could help save you money.
Consider the taxi insurance category :  The insurance category that your hire vehicle, if you are after cheaper insurance costs choose a vehicle that is in the lower risk categories, example group 7 or lower.

Putting some of these ideas and tips into practice can help taxi drivers can successfully lower their insurance premiums while keeping their cars and passengers adequately covered with a comprehensive insurance policy to cover your risks.

Who underwrites the Haven insurance policies?

Bell’s Taxi Insurance Company is a privately owned entity, and they underwrite their own policies. They also underwrite other polices for brokers such as Acorn.

Bell UK Taxi Insurance Phone and Contact Details

Bell Taxi Insurance440-446 Ballater Street, Glasgow, ScotlandG5 0QW

Get your taxi insurance quotes

Now that have a better understanding of Bells taxi insurance services, why not get yourself a tailored quote? There’s a panel of expert providers who can offer you taxi insurance quotes in just a few clicks.

Helpful Links: 

Licensed Taxi Drivers’ Association – A membership group for taxi drivers, the LTDA is also a support group for those that work in the trade.

National Private Hire Association – The NPHA is an organisation that provides useful support and help for cabbies everywhere.

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

UK Taxi Insurance Provider Guides

Informational guides to UK taxi insurance providers. MultiQuoteTime is an Introducer Appointed Representative and is not affiliated with the providers listed below. The guides provide some details about the provider and attempt to highlight the key elements of what they offer.

Penk

Guide to Penk’s taxi insurance options, cover types and how to apply

Nelson Insurance

What Nelson Insurance offers taxi drivers and the alternatives to consider

Flag

Flag’s taxi cover explained, including eligibility, options and how it compares

Bells

A guide to Bells for private hire, hackney and PCO taxi drivers

Insurhur

Insurhur’s taxi cover explained, including policy types and driver eligibility

Freeway

What Freeway offers UK taxi drivers and how their cover is structured

Haven

A guide to Haven’s taxi cover, driver eligibility and policy options

Towergate

Towergate’s taxi insurance range explained, covering fleets, private hire and hackney

Aviva

Aviva’s taxi and PCO cover options for UK drivers, explained

Acorn

Our guide to Acorn’s taxi cover for hackney, private hire and fleet drivers

Westminster

Westminster’s taxi insurance explained, including underwriters and cover types

Collingwood

What Collingwood offers UK taxi drivers and who their cover suits best

Patons

A guide to Patons’ taxi insurance and the kind of drivers they quote for

Cover My Cab

Cover My Cab’s taxi policies, specialisms and how to get a quote

Riviera

Riviera’s taxi cover explained, with options, eligibility and alternatives
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