Motor Trade Insurance Working From Home
Compare Motor Trade Insurance Working From Home
Compare motor trade insurance working from home policies from leading insurers, including;
Why compare working from home motor trade insurance with MultiQuoteTime?
If you drive vehicles you do not own as part of your home business, you will need a motor trade insurance policy to ensure you have at least the legal minimum required coverage.
Finding the right work from home motor trade business insurance policy can be time-consuming. Having easy access to multiple quotes can help reduce stress and save you time.
Finding and comparing the latest deals available in the insurance marketplace is fast and simple with our partner, Quotezone. The Quotezone online quote process is designed to be quick and simple, allowing you to compare results using smart filters to narrow down your hunt for the best deal online.
A Guide To Working From Home Motor Trade Insurance
Many car traders and mechanics work from home, the lucky ones have lots of extra space, making working from home the most cost-effective way to get started in the car trade or mechanic service business. For some, it may be just a part-time activity or a hobby that makes a little money on the side. For others, it is an easy way to start a new business without having to rent out expensive business premises.
Working from home is not only the reserve of the part-time many full time traders successfully trade from home. A motor trade insurance policy can be tailored to your individual requirements. Perhaps you only need road risk insurance to drive cars that are entrusted in your care, or you need a road risk combined with other cover elements. What ever style of motor trade business that you operate, a policy can be tailored to fit your needs without having to pay for elements that are not necessary.
Woking From Home Car Trade Insurance Options
Working as a car dealer is a popular full and part time trade, home car traders insurance is available at 3 levels that cover different things.
- Comprehensive : Cover for damage caused to another vehicle, fire and theft, plus the car that you are driving. This can be a customer’s car or your own business vehicle.
- Third Party : Damage by other drivers to your car or customer’s cars
- Third party with fire and Theft : Also covers fire and theft of your vehicle, plus customer vehicles
Can You Become A Car Trader Working From Home?
Most car traders start off working from home without premises, in these circumstances part time motor trade insurance is sufficient. Working as a car dealer without premises from home has obvious advantages, it gives you an opportunity to explore the business without significant overheads and risk. If you find it successful and need extra space, you can then look at getting your own premises or forecourt. Working from home is also an attractive option for mechanics, they will need a good size garage and extra parking space, no need for expensive business premises. Later, as your car dealing business grows, you can consider relocating the business to find a dedicated business park or forecourt.
Car dealing is one example of working from home within the motor trade sector, other popular work from home trades include mechanics, Tyre Fitters, Car valet service and mobile mechanics. The panel can provide mobile mechanic insurance and other trade related cover tailor exclusively to your individual requirements
Pros And Cons Of Selling Cars From Home
Working as a trader from home has many attractions and whilst it is associated with younger traders, more experienced traders also choose to work from home in the UK. Whilst the advantages far outweighs any limitations, we have also included some possible limitations below.
Some Advantages Of Selling Cars From Home
- Freedom to work flexible hours and saving on fuel and travel associate costs
- Start up costs are going to much less than having to rent a forecourt o garage
- Risk over being overstretched from a finance perspective is greatly reduced, giving you time to grow organically.
Possible Downside Of Selling Cars From Home
- Depending on the space available and how you are set up, you may come across as unprofessional.
- The local Council may impose limitations on how many vehicles can be stowed on your private property.
- Neighbours, make sure your neighbours have been informed and set up they are okay with your car dealer intentions. If you deal in older cars bearing the scrapper’s yard, this may be an issue
Frequently Asked Questions
- Updated: 18 March 2025
- Reviewed by Eamonn Turley Insurance Expert
Which factors influence the cost?
Whilst most insurance use the same factors to determine the final price. Each insurance provider can apply different weights to these. We have listed the key factors below. Because each insurance company applies a different weight, it is always advised to get multiple quotes from a range of insurers to find the cheapest insurance for your individual needs and circumstances.
Which types of vehicles are covered?
Self-employed courier insurance in the UK covers various vehicles used for delivery services, including personal vehicles listed below.