Eyelash Extension Insurance

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Why compare eyelash extension insurance with MultiQuoteTime?

With MultiQuoteTime, through its partnership with Quotezone, you can easily compare multiple beauty or eyelash tech insurance quotes from insurance providers that specialise in beauty cover. We understand that finding the right cover can be both time-consuming and at times frustrating!

Enter MultiQuoteTime providing access to multiple quotes for your beauty services – and it’s 100% free!

A Guide to UK Lash Tech and Public Liability Insurance

Currently, Eyelash extensions are in the news and trending beauty treatment. The result is that many specialist beauticians are now offering this service to their customers. With the additional risk associated with this treatment, eyelash technician insurance is an essential investment.

eyelash extension insurance

The importance of eyelash extension insurance can’t be understated. This type of policy is for a beauty expert that will help financially protect them in the event of a third-party claim. You will ideally need to mix and match various public liability and treatment liability policies to streamline it for eyelash extension businesses. But all the beauty insurance policies can be tailored to your individual needs. 

Working in partnership with Quotezone who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers work in the beauty insurance niche and will be in contact via the phone to provide you with quotations based on your requirements. All policies can be tailored to your individual needs

Do You Need Lash Tech Insurance?

It’s important as an eyelash extension specialist that you consider some form of lash tech insurance that covers your businesses against potential financial risks. Eyelash extension treatments are more invasive than your standard beauty treatments and should be treated as such. Please see these potential risks involved with eyelash extension procedures and why you need insurance coverage.

Potential Risks Involved with Eyelash Extensions 

Employee Hand Slips

If you or one of your eyelash extension employees makes a minor slip near the eyes, who knows what can happen! The damages and results can be devastating for your clients. Sharp tweezers are used to perform these duties, so care and attention is needed at all times. Although it’s uncommon, eye injuries that can cause permanent damage are possible, which could result in large compensation payouts.

Eye Extension Glue Allergic Reactions

Another common issue with eye extensions is reactions to the glue used in the procedures. The vast majority of glues used in these procedures are formaldehyde-based adhesive solutions. The cocktail of chemicals can cause irritation and even allergic reactions in some patients. And although allergic reactions are few and far between, they can happen. 

Eye Infections

One of the most common complaints from eyelash extension patients is eye infections. These infections routinely affect the cornea or the eyelid and can cause all manner of swelling. They are usually caused by inadequate hygiene, so it’s essential that you continually clean and sterilise your equipment. But even the cleanest and most professional therapists can experience these issues from time to time.

Losing Your Real Eyelashes

Having eyelash extensions can cause patients to lose their real eyelashes. This is normally a temporary thing, so they will grow back, usually in no time at all. However, losing your real eyelashes is quite uncommon and is normally a result of an allergic reaction or an infection. But, you could still be liable for that, so you’ve been warned.

Losing Your Eyelash Extensions

The best part about having eyelash extensions is they can last for months when properly applied. But if your customer does not follow your advice and instructions, they could fall out in a matter of hours. And although having eyelashes that fall out is not a serious issue, the customer will still be mad and blame you, even though it’s not your fault. Make sure you’re covered against these types of potential problems.

To summarise, here are the most common issues that can happen to any lash extension expert.

  • Eye injuries
  • Allergic reactions
  • Infections
  • Losing real eyelashes
  • Losing extension

What Does eyelash extension insurance cover?

Because there is no specific lash tech insurance as such, you’ll need to learn about the policy types that suit your needs and requirements. The main three insurance types relevant to eyelash extension experts are public liability insurance, treatment liability policies, and employer liability coverage. While insurance is not a legal requirement, for most within the beauty industry, having a makeup artist insurance policy is the preferred option to cover the associated risks of working with the public.

The following coverage is normally standard in policies issued to beauticians that apply for eyelash extensions.

Public Liability Coverage

This is financial and legal protection if a claim is made against you by a customer. The claim can be when a customer on your property suffers an injury, catches an infection, or has their property damaged. For beauticians applying eyelash extensions, there should be an additional provision in the policy. This is to protect you during the application of the extensions if something goes wrong with the process. During the quote process for lash technician insurance, you will be prompted to choose a level of Public Liability coverage, but this can be changed later based on advice from your insurance company.

Product Liability Coverage

This financially protects you if the eyelash extension itself is at fault and the reason for a claim being made against you. The source of the claim against you can be a problem with the eyelash extensions that you applied to your customer

Employer liability Insurance

For any business with staff, this is the type of coverage that protects the owner if an employee makes any type of claim against the business or the owner. This is a requirement under UK law for any business, including salon owners, who have at least a part-time employee working for them

How much does eyelash insurance cost?

What factors influence the cost?

Have you a history of making claims?
Size of business
Location of business, some locations are higher risk than others
Value of any equipment to be insured
Level of public liability required ( choose from £1,000,000 – to £10,000,000)
Level of product liability required ( choose from £1,000,000 – to £10,000,000)
Do you need professional indemnity cover?

Optional Coverage Options Personal Accident and Sickness Insurance

If as the owner you become sick, disabled or anything else that causes you to be unable to work, this section of your policy is where the claim will be made. From most insurers, this section of the policy provides a weekly payment if an illness or injury is preventing you from working on a temporary basis. When the injury is permanent or death occurs, and you will not return to work, the payout is in a lump sum.

What Makes a Good Eyelash Technician?

Like any skilled technician, training is important, correct certified training will provide you with the knowledge and confidence that will let you start building up a client base. Some key attributes required are good eyesight, steady hands and know how of the process. It is important to be certified and have lash extension insurance.

Compare UK Eye Extension Lash Insurance?

The panel can help you compare available deals on eyelash extension insurance by providing you with multiple quotes. Simply click or tap here and enter some basic details to start receiving multiple beauty insurance quotes. If you provide other treatments, these can also be included under beauty insurance UK policy.

What you need to get quotes at MultiQuoteTime.co.uk

Business Details: Information about your business, the size, number of employees, and years in operation.
Personal Details: Provide some information on who you are, for example, contact details and the type of business.
Cover Requirements: How much public liability cover is required, do you need product liability cover? Similarly, how much do you require? These can be changed later should that insurer advise you based on typical claims in your beauty business sector.

Eyelash Tech Insurance FAQ’s

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