Any Driver Fleet Insurance

A guide to fleet insurance for any driver

An “any driver” fleet policy can significantly reduce the stress of managing your fleet insurance, saving you both time and effort. Managing a fleet of vehicles comes with numerous daily challenges, and constantly contacting your insurer to update driver information as staff changes can be a hassle. With an “any driver” policy, all drivers over a specified age—whether 21, 25, or 30—are automatically covered. This means you won’t need to notify your insurer every time a new driver joins your team, as long as they meet the policy’s criteria. It’s a seamless solution that simplifies fleet management and ensures continuous coverage.

Like standard car insurance, you can opt for any driver fleet insurance. Any driver gives flexibility and is suited to a business that will benefit from being able to quickly allocate different vehicles to different drivers as part of their business model. Delivery firms normally fall into this category.  To reduce costs, you can opt for policy restrictions, for example any driver over 25. This type of restriction on age will help reduce your risk and should be reflected in a cheaper policy premium. Policies are also available for any driver over 21, but as risk is increased, you should expect to pay a higher fleet insurance premium than if it were over 25.

We work in partnership with Quote Zone who provide a simple form which once completed is submitted to a specialist panel of brokers. To get multiple quotes, select GET A QUOTE button above and provide basic information to a panel of UK brokers.  The panel of UK brokers also offer comparative quotes for multi van insurance, a product that is geared towards a business that relies on vans in their day-to-day business.

What is any driver fleet insurance?

This type of coverage is ideal for businesses that require flexibility in scheduling deliveries or deploying their fleet of vehicles and drivers for maximum efficiency. By decoupling specific drivers from specific vehicles, it becomes easier to assign available drivers to vehicles that are ready for use.

This coverage is particularly popular among large contractors, such as courier fleet operators, as it allows you to allocate drivers to vehicles without needing prior approval from your broker.

Save time, money, and reduce admin tasks

Similar to van insurance for any driver, the business does not need to take out a unique road insurance policy for each van and van driver in the fleet. Just one policy is enough to secure insurance for everyone on your payroll and all of your vehicles. The reduced hassle will save you time and money and provide flexibility in driving decisions. 

It is the business that is required to make sure all drivers are qualified with the proper credentials to drive the company vehicles. The fleet owner only needs to inform the insurance firm if there is a change to the classification of the drivers being hired. Most business owners have a qualification for their drivers to be over the age of 25 and with a clean driving and criminal record. This makes it possible for the insurance premium to be set. A business can set the age requirement at 21, but the premium will be higher than one set at 25.

A policy designed for flexible driver rotation