Multi Van Insurance

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Fleet Insurance Related

The panel of insurance brokers that we have access to can provide you fleet insurance for all types of business that have multiple vehicles, including:

Motorcycle Fleet Insurance

Driving school Fleet Insurance

Any Driver Fleet Insurance

Small Fleet Insurance

NI ( Northern Ireland) Fleet Insurance

Self Drive Fleet Insurance

Multi Van Insurance

Taxi fleet insurance

Table Of Contents

Compare multi van fleet insurance
Search & Compare – One Form Multiple Quotes
A Guide to Business Multi Van Insurance
Who can drive under a multi van style policy?
What level of van cover is available?
Search & compare affordable quotes from industry leading van fleet insurance providers, including
Steps to reducing the cost of multi van insurance
Who provides multi can Insurance in the UK?
UK multi van insurance FAQ's
Fleet Insurance Related

A Guide to Business Multi Van Insurance

With multi-van insurance, 2 or more business vans can be insured under one policy. Sometimes, Fleet insurance can work out cheaper than separate policies, but not always. As such, always get individual quotes and compare. In general, the reduced costs of the policies are due in part to the discounts given for having more than one policy with a single insurance firm. Whilst the focus of this article is fleet van insurance, the policy can include a mix of vehicle types including cars trucks and even motorcycles.

A business multi van insurance policy is an umbrella type of policy in which several other policies are held under it to represent the individual vehicles being protected. Multi Quote Time works in partnership with Quote Zone, and provides a simple form that, once completed, is submitted to a specialist panel of brokers.

Who can drive under a multi van style policy?

The policy can be limited to named drivers only. This is a standard type of vehicle insurance policy.
If you need more flexibility in allocating drivers to vans, then you can opt for an any driver fleet insurance policy. If necessary, to reduce costs, the multi-van policy can be restricted to exclude high-risk drivers. For example, any driver is only valid for drivers over 25 with 2 years, no claim’s history, and who holds a licence for at least 3 years. Adding these types of restrictions is standard and will help to reduce the overall business insurance costs

What level of van cover is available?

Most providers will let you choose the level of coverage from a third party, to fully comprehensive. This can be set at fleet level or at individual van level. Levels of cover available are as follows:

Third Party : This road risk cover is the minimum legal requirement and only covers the third party costs.

Third Party Fire and Theft : A step-up, providing additional cover for fire and theft.

Full Comprehensive : Provides cover to both you and any third party

Search & compare affordable quotes from industry leading van fleet insurance providers, including

Tailored quotes from a panel of fleet Insuranc e providers

Steps to reducing the cost of multi van insurance

Fleet Van Insurance

Lowering the cost of business multi van insurance quotes entails taking steps to lower your risk in the eyes of the insurance broker. If you pose a lower risk, you should be rewarded with a lower quote.

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Security: Ask yourself, can you lower the likelihood of your vans being stolen. Can you provide secure overnight parking? Can you add tracking devices that are insurance approved? Consider these questions and also speak with your broker for further advice on improving your van fleet security.

Drivers: Drivers are not all good and some are seen as high risk. Drivers under 25 are just statistically a high risk. Driver that are over 25 can still pose a risk, before employing a driver it would be prudent to check their driving history. A history of claims will impact your multi van insurance premium negatively.

Training : Accidents happen, if you notice a trend consider the cause and implement training or take action to promote a higher degree of driver responsibility. Example, award drivers that do not make claims. Maybe extreme, but you could make drivers responsible for the vehicle excess amount or a percentage of.

Voluntary Excess amount : the amount you or the business will take responsibility for in any claim. Increasing this will normally reduce your annual policy. Speak with your broker on this option.

Over 25 : Policies that are strictly over 25 will be cheaper than an over 21 policy. Remember, you may be able to separate out the higher risk drivers as named only drivers. So you may opt for any driver multi van policy that stipulates that all drivers must be over 25 and under 75. Drivers that do not qualify or meet these conditions could be added as named drivers.

Named Only: Type of policy, named, or any driver and driver restriction imposed in the policy.

Multiple Quotes : Like any purchase, you will need to do some upfront research to help find the best quote that meets your requirements and is also affordable.

Who provides multi can Insurance in the UK?

Most UK insurance brokers now offer van insurance for more than one van, often referred to as fleet van insurance. For your reference, Admiral multi van insurance and other leading UK brokers that offer this product plus the relevant URL are listed below.

Provider	Get Free Multiple Quotes
Aviva Multi Van Insurance	Compare Now
Direct Line Multi Van Insurance	Compare Now
Admiral Multi Van Insurance	Compare Now
Tesco Multi Van Insurance	Compare Now
LV Multi Van Insurance	Compare Now
Axa Multi Van Insurance	Compare Now

Did you know?

Having your fleet of vans insured on the same policy means you don’t have to remember different renewal dates – one policy means one renewal date

A multi van insurance policy may be the easiest way to cover all your company vans and can be tailored to the exact needs of your business. If you are a startup van courier business, for example, it will be easy to additional vehicles as your operations grow.

UK multi van insurance FAQ’s

I operate a small courier business – can I get a small fleet policy?

Fleet insurance is a flexible product and can be tailored to your business needs. Small business fleet insurance, sometimes referred to as mini fleet insurance, which is aimed at a growing business or a start-up.

What type of discount is provided for having a multi van insurance policy?

The purpose of a fleet policy is to lower your overall insurance expenses. Typically, this type of policy is more cost-effective than insuring each vehicle separately. Most providers offer discounts when you add more vehicles to your base policy, so it’s important to discuss and negotiate these terms with your broker beforehand.

Can I exclude a driver or drivers that are high risk?

Most brokers are flexible in arranging cover. You may choose any driver cover, but only for drivers that are over 25. This approach will be cheaper than, for example, an any driver over 21 policy, as the risk is reduced. Drivers under 25 or young drivers could possibly be added as named drivers only.

Will a no claims discount be affected if a claim is made on one of the vehicles?

A no-claims discount is earned by making few or no claims on your policy. It is typically awarded after a full year without any claims. With each subsequent year of no claims, the discount increases, helping to reduce your insurance costs over time.

How many vans can be included in a policy?

This type of policy is suitable for businesses of any size, covering a range of vehicles from just a few to many. A multi-van insurance policy can also apply to an individual who owns and drives more than one van. Qualifying conditions may vary depending on the provider. For instance, with Direct Line van insurance, the minimum age requirement is 22 for residents of Northern Ireland and 21 for those on the mainland.

What is the renewal date for a multi van policy?

The renewal date for the policy will be exactly one year from the date it is initially signed. Payments can be made either annually or monthly. A key advantage of having a single renewal date is that all vehicles can be covered under one payment, simplifying the process and reducing administrative time.

Updated: 14 Feb 2025
Reviewed by Eamonn Turley Insurance Expert