Microblading Insurance
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Compare microblading insurance quotes from specialist UK brokers, covering public liability, treatment liability and professional indemnity.
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Compare quotes from specialist beauty insurance brokers
Quotes are provided by a panel of specialist insurance brokers.
Get Multiple QuotesSpecialist cover for microblading artists
MultiQuoteTime provides access to a panel of specialist insurers covering microblading and semi-permanent makeup.
- Public and treatment liability cover
- Professional indemnity options available
- Cover for salon, home-based and mobile artists
- Multiple quotes from one quick form
What is Microblading Insurance?
Microblading involves depositing pigment beneath the skin to create the appearance of fuller brows, and carries specific risks, from allergic reactions to infection and dissatisfaction with results, that standard business insurance doesn’t always account for.
Cover levels and what’s included can vary significantly between insurers, and the level of cover you choose is one of several factors that can affect public liability insurance cost by business size, so comparing more than one quote matters before choosing a policy.
MultiQuoteTime provides access to a panel of specialist insurers via one quick form, so cover options and quotes can be compared side by side to suit how you work.
A Guide To UK Microblading Insurance
Microblading has become one of the most obsessive beauty treatments over the past few years. But, you don’t need me to tell you that as a beauty therapist. It’s an innovating and ground-breaking solution for fuller and thicker eyebrows while looking completely natural. If you’re a beautician that offers these types of services, you need to have access to reliable microblading insurance (UK).
With any semi-permanent beauty treatment, the practitioner is open to risks of something going wrong. This new technique of adding semi-permanent coloured marks representing hair follicles where eyebrows once were is also referred to as eyebrow embroidery and microblading.
Many salons now offer this trending treatment and if a client is unhappy and believe you to be negligent, they are entitled to claim compensation. MQT in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. The panel will provide you with quotes that are tailored to your beauty business requirements.
Microblading is a technique where a scalpel is used to make incisions in the area where eyebrow hairs are or once were. Once the incision is made, ink is then introduced and then allowed to heal. This is not a tattoo that uses a machine to place pigment deep under the skin, but is done by hand with the pigment just below the top epidermal layer.
But with an invasive procedure such as microblading, you need to be protected against any mistakes or injuries. These types of beauty insurance policies offer a wide range of coverage for beauty professionals such as yourself. Let’s find out more about microblading insurance and how it works.
What is Microblading Insurance?
A good microblading insurance package will include public liability insurance and other elements that are specific to the liabilities of those that operate in the beauty sectors. It’s an incredibly important insurance type if you are running a mobile microblading service and need protection against any unforeseen mishaps. The treatment risk cover protects you if a claim is made by a customer if the treatment results in injury or has unexpected results. Furthermore, it will also cover you if you’ve caused any damages to their property.
What Elements Make The Best Microblading Insurance Policy?
You will need a mix of public, product, and treatment liability policies in your microblading insurance coverage, to cover risk common to tattoo insurance policy. Here is a list of the main insurance policies that are relevant to microblading and beauty technicians and therapists.
- Public Liability You can select the amount public liability needed. The range is typically from £500,000 to £5,000,000 per claim in a standard policy, but can be increased if desired by the beautician. This cover is protection if a claim by a third party is made where they state they have been harmed or their property damaged in your salon or working area.
- Product liability Typically up to £3 million to cover all claims in a calendar year. This protection can be increased to £5 million to cover all instances where a claim is made against you in a calendar year. This is cover if a product you use is deemed faulty by you or one of your clients and harms a client.
- Treatment liability Typically up to £3 million per claim when the client has an adverse reaction to the treatment which can include, but not limited to excessive swelling, infection or other.
- Professional indemnity cover or malpractice insurance is protection of typically up to £3 million per claim if a client files with the court a complaint that you made a mistake in your treatment or advice is faulty which leads a client to be injured.
Microblading Insurance Provides Financial Protection?
If you are performing microblading services, you will need to consider how to financially protect yourself from claim of injury or property damage. One little slip and you could end up paying massive compensation to your client. And you don’t want to lose your business or pay thousands of pounds out of your own pocket. You have a responsibility to not only your customers, but also to yourself to keep your business thriving.
Buying Microblading Insurance (UK) should be a combination of public and treatment liability cover. Product liability coverage and legal cover should also be considered.
Do You Need Other Insurance Elements for Microblading Services?
Legal cover is always advisable for any business, just in case a third party makes a claim against you or your business for any reason. This cover will take care of court fees, along with the cost of hiring a solicitor and lawyer, along with any settlement made in court.
The use of microblading insurance is to help financially protect the beautician who performs this salon speciality service. This makes it possible for them to fully concentrate on the task of handling the needs of their clients instead of the problems that could arise from operating a business. If you offer a range of beauty services, you may wish to consider a salon insurance package to cover all under one policy.
Compare Microblading Insurance
- Cover available wherever you work; from home, in a salon or at your customer’s residence
- Pay in instalments via Direct Debit
- Product and Treatment Liability Cover
- Compare & see if you can save today!
Frequently Asked Questions
The term “Brow Technician” explains exactly who you are, an expert and a technician with unique skills. Sculpting eyebrows with precision takes concentration and focus, and there’s little margin for error in this line of work.
There isn’t a specific “brow technician” insurance policy as such, so cover for brow technicians is generally built by combining public liability insurance with treatment liability insurance. This combination is common among professional beauticians working on the road, from home, or in a salon, giving both you and your client confidence that you’re covered.
Most venues and clients expect microblading practitioners to hold public liability and treatment liability cover, and if you employ staff, employers’ liability cover is a legal requirement. Standard business insurance doesn’t usually account for the specific risks of microblading, so specialist cover is generally needed.
Not all policies automatically include microblading and semi-permanent makeup treatments, so it’s worth checking a policy explicitly lists the treatments you carry out rather than assuming general beauty cover includes them.
Treatment liability, sometimes called malpractice cover, is designed to respond to claims arising from the microblading process itself, such as infections, allergic reactions or dissatisfaction with the finished result. Cover limits and exclusions differ by provider, so check policy wording before buying.
Public liability insurance is not a legal requirement, but it provides valuable protection against third-party claims for injury or damage to personal belongings or property. The amounts that can be awarded in an injury claim can be significant, so for many microblading professionals, it’s an important policy to have in place.
MultiQuoteTime provides access to a panel of specialist insurers via one quick form, so cover levels and quotes can be compared side by side before you decide.
What Do You Need for a Microblading Insurance Quote?
Have the following ready to quickly receive multiple quotes.
- Business Details: information about your business, its size, number of employees, and years in operation
- Personal Details: some information on who you are, including contact details and the type of business you run
- Cover Requirements: how much public liability cover you need, and whether product liability cover is also required. Cover is typically available from £2 million public liability insurance up to £5 million public liability insurance, with £10 million public liability insurance also available for those who need it, depending on venue requirements or client volume. An insurer can advise on typical levels for your beauty business sector if you’re unsure
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