Hedgehog Car Insurance
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This guide provides information about Hedgehog car insurance. We are not affiliated with Hedgehog and do not sell Hedgehog policies. MultiQuoteTime is an Introducer Appointed Representative and we connect you with a panel of FCA-regulated UK insurance providers so you can compare quotes in one quick form. See all our car insurance comparison options.
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- – Guide & Compare Quotes from UK Insurers
- Compare Hedgehog car insurance policies from leading insurers, including;
- Why compare car insurance with MultiQuoteTime?
- Who are Hedgehog car insurance?
- Hedgehog Car Insurance Customer Service and Helplines
- How does Hedgehog keep their policy costs down?
- How much does Hedgehog Car Insurance cost?
- Hedgehog Car Rental Policy Documents
- What does Hedgehog offer in terms of cover?
- Who provides Hedgehog Car Insurance
- Are there any administration fees?
- What do you need to get multiple quotes?
- FAQ's
- Other providers of car insurance include
Who are Hedgehog car insurance?
Hedgehog car insurance is an online only insurance firm that has been open for operations since 2018 and is based out of Cardiff, Wales. Their policies are underwritten by Berkshire Hathaway International Insurance Limited group. Their aim is to provide reasonably priced cover for high risk drivers who have points and or conviction on their driving record.
Hedgehog Car Insurance Customer Service and Helplines
| Customer Services | Online Chat or Email |
|---|---|
| Opening Times : Monday to Friday 9am to 5:30 pm, excluding bank holidays | |
| Claims | claims@hedgehoginsurance.com |
| Customer Services | help@hedgehoginsurance.com |
How does Hedgehog keep their policy costs down?
Hedgehog is an online only company, so the staff numbers are smaller than in other typical insurance firms. There are no personnel assigned to social media, and customer service is only accessible via email or live online chat on their website. The operating hours are from 9 am to 5:30 pm during the work week.
Hedgehog invest in technology to improve their ability to analyse data and generate quotes based on innovative approaches to evaluating the risk posed. This as mentioned reduces staff costs and these saving can be passed on to the customer as in the form of cheaper quotes.
The owner of the policy also manages their own account online. No high-pressure salesperson is trying to sell you anything you do not need or want.
How much does Hedgehog Car Insurance cost?
The cost of a hedgehog insurance policy will vary as like other insurance providers they will take into account detail about the driver and the car to be insured. If you have a history of making claims, expect to pay more than a driver with a better history. If the car is a high insurance category, again you will pay more than for a car in lower insurance racket. The difference with Hedgehog insurance is that will let you install a black box to help lower any future premiums should that data show you to be low risk than
Hedgehog Car Rental Policy Documents
For full details of what is included and excluded, please download or read the policy details here.
What does Hedgehog offer in terms of cover?
The two main types of cover for social, domestic and pleasure cover are available through this insurance firm. This includes;
- Third Party Fire and Theft is minimal cover required by law, along with repairs and compensation if your vehicle is damaged by fire or is stolen.
- Full comprehensive includes payouts for accentual damage, windscreen cover, new car replacement, medical expenses, personal belongings and courtesy car for up to 14 days.
Both types of policies include £20M for liability cover, cover for travel in the EU for up to 90 days annually and uninsured driver promise.
Who provides Hedgehog Car Insurance
Hedgehog does not directly provide the insurance polices, they are an insurance broker similar to for example Goshorty in the short term car insurance niche. They like Goshorty can offer polices from a panel of insurance providers, matching your requirements to one of these provider based on your risk profile and requirements. These providers currently include
Are there any administration fees?
Yes, several fees add to the cost of the insurance policy.
Hedgehog car insurance does have a 5-star rating from Defaqto. This rating is for the features of the policy, not interaction with the customer service centre. This online only insurance company will issue a policy for anyone who pays for one. The business model is made for as little interaction between staff and their customers that some people prefer today.
Hedgehog is different from most other providers of personal line insurance in their focus on employing digital technologies to improve the risk assessment, customer service and policy management process instead. The process is similar to artificial intelligence in that hey train their systems to generate quotes based on risk and use the feedback to constantly adjust the artificial decision-making neurons until it can quote better than humans and of course so much faster.
What do you need to get multiple quotes?
In order to get multiple car insurance quotes, please have the following details available:
FAQ’s
Other providers of car insurance include
MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice
