Allianz Temporary Car Insurance

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MultiQuoteTime is not affiliated with Allianz. Quotes are provided by an FCA-regulated panel of UK temporary car insurance providers.

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FCA regulated providers 1 hour to 28 days Separate to your annual policy
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Why compare Allianz temp car insurance at MultiQuoteTime?

MultiQuoteTime understands the hassle and stress of finding and comparing temporary car insurance quotes, especially when many insurers are selective about who they will cover.

Searching for temporary car insurance? MultiQuoteTime, in partnership with GoShorty, lets you compare short-term car and van policies online and get insured instantly. Our partner is one of the few providers offering temporary car insurance to drivers in Northern Ireland.

Insurance that keeps up with you: Pay for the hours you need, not the years you don’t

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Allianz Overview

Founded in 1890, Allianz is one of the world’s largest insurance groups, serving more than 122 million customers worldwide. Based in Munich and operating in over 70 countries, the company has built a solid presence in the UK, particularly in motor and commercial insurance, and now also within the pay-as-you-use insurance marketplace.

Allianz insurance has been recognised with a Which? Best Buy award for 2025, holds a 5-star Defaqto rating, and has been ranked the number one global insurer in Interbrand’s Best Global Brands listing for six consecutive years.

Loss of or damage to the car by fire, theft or attempted theft
Cover for injuries to you or other named drivers if they are involved in a road accident while driving the insured car.
Cover for damage to someone else’s property resulting from a car accident involving the insured car.

What Is Not Insured?

For a full list of what is NOT covered, please refer to the Allianz policy booklet.

Any claims if the car was left open or with the keys inside the car.
Normal wear and tear over time is excluded from any insurance policy.
Any claims if the car was left open or with the keys inside the car.
Broken windscreen or any damage resulting from driving on unpaved roads.

Acceptance Criteria for Allianz Short-Term Insurance

Eligibility Requirement Criteria
Age Driver must be between 17 and 75 years old.
Licence Type Must hold a Full UK, Full EU, Full EEA licence, or UK provisional licence.
EU Licence Residency EU licence holders must have lived in the UK for at least 12 months.
Pending Offences No pending prosecutions or police enquiries for motoring offences.
Penalty Points No more than 6 penalty points on licence.
Serious Convictions No DR, CD, DD, UT or DG conviction codes or bans in the last 5 years.
Claims History No more than 1 claim (fault or non-fault) in the last 3 years.
Criminal Record No unspent criminal convictions or cautions in the last 5 years (excluding allowed motoring offences).
Insurance History No policy cancelled, voided, refused or subjected to premium loading.
Residence Type Must not live in a squat, static caravan, caravan, barge, houseboat or have no fixed address.
Occupation Declaration No additional undeclared occupation or employment.
Passenger Restriction Drivers aged 18–20 with a Full UK licence cannot carry passengers.

Vehicle acceptance criteria for Allianz temporary insurance

✔ Usage restrictions

Vehicle must only be used by the policyholder or named driver.

✔ Permitted purpose of use

Allowed for social, domestic and pleasure use, or for personal business purposes.

✔ Excluded usage

Not permitted for motor trade, hire and reward, racing, speed testing, competitions, rallies, track days or Nürburgring use.

✔ Police status

The vehicle must not be impounded by the police.

✔ Vehicle age

Must be 25 years old or less from date of first registration.

✔ Hazardous goods

Vehicle cannot be used to carry hazardous, corrosive or explosive goods.

✔ Modifications & condition

No modifications except disability adaptations; must have no more than 7 seats, be right-hand drive only, hold a valid MOT if required, and must not be Category A or B write-off or Q-plated.

✔ Registration location

Vehicle must be registered in Great Britain, Northern Ireland or the Isle of Man.

✔ Location during cover

Must be within the UK at policy start and remain in the UK throughout coverage.

✔ Vehicle value

Maximum market value £65,000 (or £50,000 for drivers under 25) and minimum value £500.

Allianz Insurance Highlights

  • 24/7 claims service with claims-only call centres
  • Online self-service for managing cover at any time
  • Paperless processes designed to offer value for money
  • Guaranteed repairs for as long as you own the car when using recommended repairers (labour only)
  • No mid-term admin fees for making policy changes
  • Selected policies rated 5-stars by Defaqto

Temporary Car Insurance FAQ’s

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Eamonn Turley
Last Updated: 13 August 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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