Compare Temporary Car Insurance NI
Compare temporary car insurance NI from leading insurers
Why compare temporary car insurance NI at MultiQuoteTime?
MultiQuoteTime understands the hassle and stress of finding and comparing temporary car insurance quotes if you are living in Northern Ireland, with some insurance companies refusing to provide cover for NI residents.
If you’re looking for short-term insurance and live in the North of Ireland, you’ve come to the right place. MultiQuoteTime’s partnership with GoShorty insurance allows you to compare multiple temporary insurance rates for cars and vans online and get instant cover.
Pay-as-you-drive car insurance that puts YOU in control!
What we can offer NI residents
Getting temporary insurance quotes is easy with MultiQuoteTime.co.uk!
Temporary car Insurance
Flexible pay-as-you-go car insurance, perfect for…
Temporary van Insurance
Van insurance for 1 day to 4 weeks, with business use included.
Learner driver insurance
Learner driver practice insurance from 1 hour to 28 days. This will allow you to get some extra practice without having to pay for expensive driving lessons. All you need is access to a car and a qualified driver.
Impound insurance
Need to get your car or van out of the pound? Impounded Vehicle Insurance can be arranged online in minutes.
Temporary Car Insurance for Non-UK Residents
Temporary car insurance is available if you have a UK or EU driving licence .If you are holding a UK licence, you can get insurance cover, perfect for expats visiting their family in Northern Ireland.
Compare Temporary car insurance NI – Northern Ireland
A need for temporary car insurance always existed. Examples include sharing the driving with a friend on a long trip, borrowing a larger car for a weekend trip, and the list goes on. In the past, the only way to get this type of cover was for the insured to ask their existing insurance provider to add another driver. Now, with GoShorty you can simply add a temporary driver in minutes by completing a simple online form.
Now a host of new tech driven insurance companies have sprouted up to fill the gap in the market, and now the customer is nearly spoiled for choice. Some names that have built a reputation in this niche space include Tempcover, Aviva, Day insure, Veygo, Jaunt and GoShorty.
The problem for residents of Northern Ireland (similar to car insurance) is that some of these will not provide cover if you live in NI. This has also been and still is the case for drivers in NI looking for plain old car insurance. The reasons are many, some site the higher risk posed because of how many more claims are made per capita, a fair proportion being false claims.
The good news for NI residents is that GoShorty is able and willing to provide short term car insurance NI and temporary van insurance far the whole of Northern Ireland. They also provide provisional insurance and short-term learner driver insurance.
Short Term Car Insurance with GoShorty Highlights
When you are comparing providers of short term cover, consider the following:
- The level of excess, we can introduce you to short term car insurance with a low excess!
- Fully comprehensive cover
- Drivers age accepted from 19 – to 75
- Maximum car value is £65,000
- Protect the car owner’s No Claims Discount
Driver Qualifying Requirements
- Private Car – driver aged 19 to 75
- No driving ban in the last 60 months
- Having a UK permanent address you may be asked for proof.
- Have never been refused insurance or had a policy cancelled or voided
Vehicle Qualifying Requirements
- The car or van is registered in Great Britain, Northern Ireland or the Isle of Man
- Is not imported or left-hand drive and not modified. However, factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable
- Licence type: Full UK/NI Isle of Man or EU/EEA for at least 6 months. If over 25 held for 3 months is acceptable.
- Maximum of 8 seats 7 seaters or fewer.
- Can not be used for hire and reward, example taxi service
- Not to be used for impounded or seized vehicles (unless specified as impounded cover). Specific cover impound car release insurance is required
How much is Temporary Car Insurance?
The cost will depend on a number of factors, key factors include the duration of the insurance, the vehicle being insured, and the driver’s risk profile. The prices in the table below are based on the lowest sold prices by Goshorty over the period 07/22 to 07/23.
Temporary Car Insurance From:
| Policy Duration | Starting Price |
|---|---|
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
Advantages of Short Term Car Insurance NI with GoShorty
The first advantage, and this is true for all providers of short term car insurance is that the should the additional temporary driver have an accident, it will have zero impact on the vehicle’s owner’s own car insurance policy. Whilst, the last thing you want to happen when driving a borrowed car is to have a bumper-to-bumper incident. If your policy is with GoShorty you will at least have the assurance that you have fully comprehensive cover that will pay out regardless of fault.
Short-term cover with GoShorty allows you to:
- A long trip planned? Why not add another driver to share the driving
- Collecting a new vehicle
- Test-driving a car being sold privately, cover can be arranged for a few hours or less
- Temporary learner driver insurance
- Cover for a courtesy car
- Cover for a van to help with house removals
Temporary Car Insurance will save your NCB
A short term NI policy is a standalone insurance policy; what this means is that any claim made will be handled by the provider of the short term policy. This means that neither the owner nor the temporary driver, should they also be a car owner, will be negatively affected in the event of an accident and claim.
How much does temporary car insurance cost?
The cost of short term car or van insurance will depend on a number of factors, but the key determining factors will be as follows:
- Your age and driving experience
- The vehicle that cover is required, high value vehicles will be more expensive to cover than low insurance category vehicles.
- The length of short term cover required
While these are the main factors, other things will come into play, too, like a recent speeding ticket and any additional extras you may wish to include in the cover.
How to compare temporary insurance NI at MultiQuoteTime.co.uk
In order to get a fast quote with Goshorty be sure to have the following information available during the quote process.
Short Term Car Insurance FAQ’s
Temporary Car Insurance Providers
MultiQuoteTime have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN.751221). Company Registration Number 05044963. Data Protection Registration ZA456686.
- Updated: 06 May 2025
- Reviewed by Eamonn Turley Insurance Expert