A Guide to Motorcycle Fleet Insurance

If motorcycles are your passion, you might find yourself owning multiple motorbikes. In you fall into this category or operate a fleet of motorcycles as part of your business, opting for a motorcycle fleet insurance policy could prove to be more cost-effective and convenient than insuring each motorcycle separately.

In order to get the best deal on motorcycle fleet insurance or indeed any insurance product, it’s vital that you compare quotes from a wide range of providers

We can provide you with access to a range of quotes from a panel of UK fleet insurance brokers that are able to tailor polices to you or your business’s individual requirements.

• Cover available for all types of motorcycles
• Polices can be tailored to your requirements
• Flexible payment options
• One short form – save time & money
• All Fleet sizes from 2 motorbikes upwards or a mix of vehicles.

What are the levels of cover available?

There are three major levels of cover for motorcycle fleets, which includes:

• Third Party Only : This is the minimum level of cover required by the law. Third-party-only insurance will offer protection for damages you causes to the third party vehicle or property 
• Third Party Fire and Theft : This level of cover offers all protections in the third party only, plus additional coverage for any damage to your fleet of bikes caused by fire or theft.
• Full Comprehensive : Consider this the highest level of coverage, which includes everything in the previous cover levels plus protection for damages to your own fleet, even if you or one of your drivers are responsible.

Insurers providers will also offer you the option of adding on extra features to increase protection, these are optional. Popular add-ons include:

• Breakdown Cover : If your bikes are new, they may already have motorcycle breakdown cover included in the first 2 or 3 years. 
• Accessories cover :  compensation cover for loss or damage to your helmet and gloves.
• Goods in transit – insures any goods you are delivering or transporting.

Who needs motorcycle fleet insurance?

This product is aimed at anyone with more than 1 motorbike that needs to be insured. Example, a private individual or a motorcycle dispatch business that needs cover for multiple bikes.

If you have a diverse fleet that includes various types of vehicles, it’s worth considering a multi-vehicle fleet policy. This type of policy allows you to insure different kinds of vehicles, such as electric cars, vans, car rental business fleet, minibuses, and HGV’s, under a single comprehensive policy

If you have a diverse fleet that includes various types of vehicles, it’s worth considering a multi-vehicle fleet policy. This type of policy allows you to insure different kinds of vehicles, such as cars, vans, motorcycles, and campervans, under a single comprehensive policy