Multi-Van Insurance Specialists

Business Multi-Van Insurance

Compare & Save Across the UK & NI

Multi-Van Insurance Specialists

Business Multi-Van Insurance

Compare & Save Across the UK & NI

Streamline your business fleet with a single multi-van policy. Insure all your company vehicles under one renewal date and see if you could reduce your premiums today.

2 – 20+ vansOne policy, one renewal

Mixed fleetsCars and vans covered

Cover for 2 to 20+ vans on one policy

Mixed fleet options for cars and vans

FCA regulated UK insurance specialists

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Compare specialists in fleet
& multi-vehicle insurance

One policy for all your vans

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The specialist panel includes

FCA regulated providers

Why Compare?

Business Types

Optional Extras

Van Cover Levels

Reducing Costs

UK & NI Providers

Live in NI?

FAQs

Compare multi van insurance policies from leading insurers, including;

Why compare van fleet insurance at MultiQuoteTime?

Managing a fleet of vans and cars can be challenging. It gets even more complicated when you have multiple insurance policies for a fleet of vans, each with different renewal dates. It might be time to consider a fleet insurance solution — one that allows you to manage all your vehicles under a single policy.

With MultiQuoteTime, in partnership with Quotezone, you can quickly access multiple quotes from the UK’s leading fleet insurance providers. Just fill out a short form with details about yourself and your delivery fleet, and start comparing deals in minutes.

What level of van cover is available?

Most providers will let you choose the level of coverage from a third party, to fully comprehensive. This can be set at fleet level or at individual van level. Levels of cover available are as follows:

Third Party : This road risk cover is the minimum legal requirement and only covers the third party costs.

Third Party Fire and Theft : A step-up, providing additional cover for fire and theft.

Full Comprehensive : Provides cover to both you and any third party

Optional Extras for a Buisness Multi Van Insurance Policy

When comparing quotes through our panel, you will have access to various optional extras. While some comprehensive policies include these as standard, others allow you to “bolt-on” specific protections to suit your business needs. Always verify the exact level of cover in your policy wording.

Goods in Transit (GIT)

Essential for courier and delivery fleets. You can find access to specialist courier goods in transit insurance to protect your customers’ items against theft, loss, or damage while in your vans.

Breakdown Assistance

Ensure your business stays mobile. Options available range from basic roadside assistance to nationwide recovery, home start, and European breakdown support.

Legal Protection

Provides access to funds for legal fees if you need to pursue a claim for uninsured losses following a non-fault accident involving one of your fleet vehicles.

Courtesy Van Cover

Minimize business downtime. Many providers offer access to a temporary replacement van while yours is in the garage for repairs after a valid claim.

Windscreen Protection

Get quotes that include the cost of repairing or replacing chipped or cracked windscreens and windows, keeping your fleet safe and compliant.

EU Driving Extension

If your business operates across borders, this extension provides a route to the same level of cover while driving your vans within the EU.

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A Note on Tools & Equipment

Standard “Personal Effects” cover often has low limits. If you carry high-value trade tools, we recommend checking for specific GIT insurance paid monthly or Tools Cover add-ons that include overnight protection and higher indemnity limits.

Other Potential Enhancements

Depending on the nature of your business, you may also want to ask providers about:

Personal Injury Cover: Financial support for drivers following a serious accident.
Lost Key Replacement: Covers the cost of replacing security keys and locks if a driver loses their set.
Misfuelling Cover: Protection against the costs associated with accidentally putting the wrong fuel in a van.
Trailer Cover: Extends liability and/or damage protection to any trailers towed by your business vans.

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Managing Seasonal Peaks?

Adding a vehicle to your multi-van policy is often best for long-term additions. However, for short-term hires or seasonal staff, a standalone temporary policy keeps your main fleet’s No Claims Bonus protected and saves you the mid-term adjustment fees.

View Temporary Van Options

Quotes Available for all Business Types

Every business has unique requirements, which is why a “one size fits all” approach rarely works. We help you find specialist multi-van insurance quotes tailored to your specific sector by providing access to a panel of expert providers.

Courier & Delivery

Providing access to “Hire and Reward” quotes for logistics firms and independent courier fleets.

Trades & Construction

Get quotes for trade-specific protection, including options for tool cover and plant machinery while in transit.

Cleaning & Maintenance

Access specialist cover for commercial cleaning fleets, including liability options for specialized equipment.

Specialist Fleet Sector Insights

Managing a business fleet requires specific endorsements. Through our comparison partner, we provide access to specialists across these key sectors:

Food & Logistics: For businesses managing refrigerated vans, you can find access to food delivery fleet insurance designed for high-frequency stops.
Moving & Storage: For relocation experts, we provide a route to removals fleet insurance specialists who understand high-level Goods in Transit needs.
Staff Management: If your team changes frequently, you can compare any driver fleet insurance quotes to find the most flexible options for your staff.

Business Sector	Common Requirements Available	Specialist Information
Food Delivery	Hire & Reward / Perishables	Food Fleet Info
Removals	High Value Goods in Transit	Removals Fleet Info
Couriers	Multi-Drop Logistics	Courier Fleet Info
General Business	Staff Flexibility	Any Driver Options

Steps to reducing the cost of multi van insurance

Fleet Van Insurance

Lowering the cost of business multi van insurance quotes entails taking steps to lower your risk in the eyes of the insurance broker. If you pose a lower risk, you should be rewarded with a lower quote.

Get Multiple Quotes

Security: Ask yourself, can you lower the likelihood of your vans being stolen. Can you provide secure overnight parking? Can you add tracking devices that are insurance approved? Consider these questions and also speak with your broker for further advice on improving your van fleet security.

Drivers: Drivers are not all good and some are seen as high risk. Drivers under 25 are just statistically a high risk. Driver that are over 25 can still pose a risk, before employing a driver it would be prudent to check their driving history. A history of claims will impact your multi van insurance premium negatively.

Training : Accidents happen, if you notice a trend consider the cause and implement training or take action to promote a higher degree of driver responsibility. Example, award drivers that do not make claims. Maybe extreme, but you could make drivers responsible for the vehicle excess amount or a percentage of.

Voluntary Excess amount : the amount you or the business will take responsibility for in any claim. Increasing this will normally reduce your annual policy. Speak with your broker on this option.

Over 25 : Policies that are strictly over 25 will be cheaper than an over 21 policy. Remember, you may be able to separate out the higher risk drivers as named only drivers. So you may opt for any driver multi van policy that stipulates that all drivers must be over 25 and under 75. Drivers that do not qualify or meet these conditions could be added as named drivers.

Named Only: Type of policy, named, or any driver and driver restriction imposed in the policy.

Multiple Quotes : Like any purchase, you will need to do some upfront research to help find the best quote that meets your requirements and is also affordable.

Who provides multi can Insurance in the UK?

Most UK insurance brokers now offer van insurance for more than one van, often referred to as fleet van insurance. For your reference, Admiral multi van insurance and other leading UK brokers that offer this product plus the relevant URL are listed below.

Provider	Get Free Multiple Quotes
Aviva Multi Van Insurance	Compare Now
Direct Line Multi Van Insurance	Compare Now
Admiral Multi Van Insurance	Compare Now
Tesco Multi Van Insurance	Compare Now
LV Multi Van Insurance	Compare Now
Axa Multi Van Insurance	Compare Now

Did you know?

Having your fleet of vans insured on the same policy means you don’t have to remember different renewal dates – one policy means one renewal date

A multi van insurance policy may be the easiest way to cover all your company vans and can be tailored to the exact needs of your business. If you are a startup van courier business, for example, it will be easy to additional vehicles as your operations grow.

Multi van insurance FAQ’s

I operate a small courier business – can I get a small fleet policy?

Yes, most multi-van policies allow you to specify different use types for each van. For example, you could have 2 vans for “carriage of own goods” and 1 van for “hire and reward” all on the same policy.

Can I add seasonal vans during busy periods?

Yes, most insurers allow you to add and remove vehicles from your multi-van policy throughout the year. You will typically pay pro-rata premiums for the specific duration the van is covered. Alternatively, if you are hiring an extra vehicle for just a few days or weeks, it may be simpler to take out a separate temporary van insurance policy to cover the peak period without affecting your main fleet renewal.

What happens if my business expands and I need more vans?

You can typically add vans to your multi-van policy at any time. If you reach 6+ vehicles, your insurer may recommend switching to fleet insurance for better rates and features.

Do I need public liability insurance with my van insurance?

Public liability is separate from van insurance but often required if you work on customer premises. Many insurers can bundle public liability insurance for 10 Million or less with your multi-van policy for convenience.

Can I insure vans with different business uses on one policy?

Fleet insurance is a flexible product and can be tailored to your business needs. Small business fleet insurance, sometimes referred to as mini fleet insurance, which is aimed at a growing business or a start-up.

Can I get multi-van insurance in Northern Ireland?

Yes. While some mainland UK providers have historically limited their reach in NI, the panel includes specialists who provide access to multi-van and fleet insurance specifically for Northern Ireland businesses. You can insure multiple vehicles under one policy with a single renewal date.

Can I insure new startup business vans?

Yes, most insurers will cover new businesses, though premiums may be higher in your first year due to lack of trading history. Some specialist insurers focus on startup business insurance.

What type of discount is provided for having a multi van insurance policy?

The purpose of a fleet policy is to lower your overall insurance expenses. Typically, this type of policy is more cost-effective than insuring each vehicle separately. Most providers offer discounts when you add more vehicles to your base policy, so it’s important to discuss and negotiate these terms with your broker beforehand.

Can I exclude a driver or drivers that are high risk?

Most brokers are flexible in arranging cover. You may choose any driver cover, but only for drivers that are over 25. This approach will be cheaper than, for example, an any driver over 21 policy, as the risk is reduced. Drivers under 25 or young drivers could possibly be added as named drivers only.

Will a no claims discount be affected if a claim is made on one of the vehicles?

A no-claims discount is earned by making few or no claims on your policy. It is typically awarded after a full year without any claims. With each subsequent year of no claims, the discount increases, helping to reduce your insurance costs over time.

How many vans can be included in a policy?

This type of policy is suitable for businesses of any size, covering a range of vehicles from just a few to many. A multi-van insurance policy can also apply to an individual who owns and drives more than one van. Qualifying conditions may vary depending on the provider. For instance, with Direct Line van insurance, the minimum age requirement is 22 for residents of Northern Ireland and 21 for those on the mainland.

What is the renewal date for a multi van policy?

The renewal date for the policy will be exactly one year from the date it is initially signed. Payments can be made either annually or monthly. A key advantage of having a single renewal date is that all vehicles can be covered under one payment, simplifying the process and reducing administrative time.

More Van Insurance Options

Compare specialist van insurance policies tailored to your specific situation

Reviewed by: Eamonn Turley, Insurance Specialist

Business Multi-Van Insurance

Compare & Save Across the UK & NI

Business Multi-Van Insurance

Compare & Save Across the UK & NI

Get Multi-Van Quotes

Compare multi van insurance policies from leading insurers, including;

Why compare van fleet insurance at MultiQuoteTime?

What level of van cover is available?

Optional Extras for a Buisness Multi Van Insurance Policy

Goods in Transit (GIT)

Breakdown Assistance

Legal Protection

Courtesy Van Cover

Windscreen Protection

EU Driving Extension

A Note on Tools & Equipment

Other Potential Enhancements

Managing Seasonal Peaks?

Quotes Available for all Business Types

Courier & Delivery

Trades & Construction

Cleaning & Maintenance

Specialist Fleet Sector Insights

Steps to reducing the cost of multi van insurance

Fleet Van Insurance

Who provides multi can Insurance in the UK?

Did you know?

Multi van insurance FAQ’s

I operate a small courier business – can I get a small fleet policy?

Can I add seasonal vans during busy periods?

What happens if my business expands and I need more vans?

Do I need public liability insurance with my van insurance?

Can I insure vans with different business uses on one policy?

Can I get multi-van insurance in Northern Ireland?

Can I insure new startup business vans?

What type of discount is provided for having a multi van insurance policy?

Can I exclude a driver or drivers that are high risk?

Will a no claims discount be affected if a claim is made on one of the vehicles?

How many vans can be included in a policy?

What is the renewal date for a multi van policy?

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