Eriba Caravan Insurance

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Eriba Caravan insurance guide

ERIBA caravan insurance

Eriba caravans is another German brand that are manufactured by Hymer. Eriba offer a wide range of models suited for different needs and preferences.

Top Eriba Caravan Models

Some of the popular Eriba caravan models include:

Eriba Touring: This is one of the most iconic models produced by Eriba. It features a distinctive teardrop shape and retro design. The Touring range includes models like the Touring Troll, Familia, and Triton
Eriba Exciting: This series is designed for active campers that are after versatility and functionality. These caravans are lightweight and offer flexible layouts to accommodate various needs.
Eriba Nova: The Nova caravan series offers a more modern design with spacious interiors and luxurious features. It’s suitable for families or those looking for extra comfort during their travels.
Eriba Feeling: The model is geared to those that are seeking both comfort and affordability. They are compact yet offer all the essential amenities for a comfortable camping experience.

How much does it cost to insure an Eriba caravan?

Caravan Insurance

The Eriba caravan model:  The more expensive models will attract a higher premium, as simply because they will cost more to replace if destroyed or stolen.
New for Old : Some insurance providers will offer new for old caravan cover, often restricted to caravans that are under 3 years. This type of cover is more expensive than standard market value insurance, but if you have invested heavily it may be an attractive option
Storage & Location: If you are able to store your caravan in a safe location when not in use, this will significantly reduce the cost of insurance in comparison to have it stored in a less secure location (example driveway or street).
Caravan Club Membership : Most insurance providers offer discounts to caravan owners that are members of a caravanning club
Modifications : Any changes made since the caravan left the factory can impact the cost, it is important to make your insurance provider of any such mods, for example make your caravan wheelchair friendly. It is also wise to speak with your insurance provider before making a change and make sure any changes are professionally carried out.
Age of Policyholder and Claims History : Owners under 25 are often considered higher risk than older caravan owners, best to build up a good history of no claims that will keep a lid on costs. 
Lock and key cover: This cover helps you get as much as £500 to replace locks, keys, and other security devices either misplaced by theft or damaged.
Projected mileage :  The number of miles covered over a year influence the cost of cover for your Eriba touring caravan, the higher the miles covered the increased risk to the insurance company. Conversely, limited road use can help reduce the cost of cover 

Finding the best caravan Insurance company

Finding the best caravan insurance company will depend to some degree on your personal situation and how the insurance provider calculates the premium based on a number of perceived risk factors.  For example, LV caravan insurance may offer a better deal for Caravan seasonal pitch insurance compared to Caravan Guard insurance for the exact same Germany Hobby caravan on the exact same pitch. The reason is that caravan insurance companies place different weight on the factors that decide the cost that will quote you.  If you are searching for the cheapest quote, find a pitch or caravan park site has CCTV cameras and around the clock security and consider the steps below to further reduce the cost.

Lowering the cost of Eriba Caravan Insurance

Below, we suggest some great ways to lower the cost of touring caravan insurance or motorhome insurance:

  • Increase the voluntary excess –  Increasing this can help you reduce your premium, but remember this is the amount you will be held liable for in the event of a claim against the policy that is not covered in the policy schedule.
  • Improve Caravan Security – Speak with your insurance provider on making your campervan as secure as possible, as this should help lower insurance costs.  Consider adding an insurance approved alarm and immobiliser. Also look at adding a tracking device to make recovery easier should it be stolen. 
  • Get multiple quotes – Getting quotes from a lot of providers is now easy and is one of the best ways to save money on campervan insurance.
  • Build up a history of no claims : This is a longer term approach that will be rewarded with a cheaper insurance quotes as you prove to prospective insures that your risk of claiming is low.
  • Named Drivers : If possible, opt for a named driver policy over an any driver van insurance option.  Having an any driver will give you more flexibility but will attract a much higher premium as risk will be greater to the insurance provider. If you need any driver van insurance, add some restrictions, example any driver over 25 only.

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Eamonn Turley

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