Hobby Caravan Insurance

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hobby Caravan Insurance

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Why compare Hobby caravan insurance with MultiQuoteTime?

A caravan is a popular family addition, allowing you to explore the countryside and scenic areas of the UK at your own pace. However, whether you’re on the road towing a caravan or parked at a campsite with a camper van, there are risks of damage or theft.

The goal of MultiQuoteTime is to save consumers time and effort by providing a streamlined process for obtaining and comparing insurance offers from a wide range of insurers. To this end, we have partnered with QuoteZone to provide you access to their comparison tool.

Complete one form to get access to multiple quotes and start comparing the marketplace to find a better deal on hobby caravan insurance today!

Hobby-Wohnwagenwerk is one of Europe’s most popular brands in caravaning based in Fockbek, near Rendsburg, northern Germany. With over 40 years in production, Hobby is renowned for its diverse range of models, from entry-level to stylish ones to the famous large rear door Beachy.

Top Hobby Caravan Models

Some of the popular Hobby caravan models include:

  • Hobby Excellent Edition: Also known as the stylish one. Among the flagship models, the Hobby Excellent edition stands out with its spaciousness and versatile floor plans. It’s a home on the road. Hobby Excellent edition like the 650 KMFe has 3-bed spaces for adults and 2 for children with a maximum payload capacity of 522kg. Other layouts include Excellent 650 UMFe,560 KMFe,545 KMF and 540 UL.
  • Hobby Prestige: Prestige, the sublime one, features 11 unique models, which include Prestige 560 FC, 560 UL, and 560 WFU. The Prestige 560 FC contain a washroom with a separate shower and a white high gloss. The 560FC can accommodate about four adults or children. Other amenities in Prestige include a Queen-size bed, heated coat rack, open-plan bathroom design with a separate shower cubicle and more.
  • Hobby Maxia: Maxia is the new premium class with a minimalist design. Maxia layouts include Maxia 495 UL,660 WQM and the latest 585 UL. The Maxia 585 UL for instance, has four bedspace for adults, 184kg payload, and other optional extras.
  • Hobby Beachy: It’s a lightweight caravan like the camper van. The caravan offers good build quality, innovative design features like the rear stable door, and a bright, airy interior. Some of Beachy layouts include Beachy 360, 420, and 450.

Popular German Motorhome and Caravan Manufactures

The Germans have a reputation in building well-designed and reliable campers vans, motorhomes and caravans. If we were asked what makes A German motorhome standout from other European manufactures the list would be long, but some on the list would be their powerful engines, enhanced driver comfort and safety features, plus high quality materials and advanced construction methods. They also produce smaller campers that are more budget friendly. When it comes to choosing an individual German brand to purchase, we will leave that to you, as you will need to fulfil your personal leisure requirements within your price range.

  • Bürstner:  Better known as Hymer, Bürstner, these guys have been producing quality caravans for over 60 years and like other German makers are noted for quality combined with advanced construction methods.
  • Carado:  Also under the ownership of Hymer. Carado motorhomes are manufactured in Neustadt, Saxony, not far from Dresden
  • LMC Motorhomes: LMC motorhomes having building motorhome since 1950, and they focus on the minutest details, as well as optimum safety and practicality.
  • Hobby : Hobby is one of the leading manufacturer of caravans in Germany. They have been creating classic caravans for over 4 decades and have a reputation for excellence. They use the highest quality materials and cutting edge machinery. This German brand similar to the French motorhome manufacturer Le Voyageur has an established network of dealerships throughout the UK.

How much does it cost to insure a Hobby caravan?

Your insurance premium on a Hobby caravan depends on several factors. One of which is the type– whether static or touring. Despite their expensive purchasing cost, which is due to their size and amenities, the insurance premium for static caravan are always lower than touring caravan. Static caravan have lower insurance premiums as they have lesser risks of accident or theft compared to a touring caravan.

What factors influence the cost?

Claims history: A history of making insurance claims is a flag to the insurer that you pose a greater risk than someone else with only a few or no claims.
Location: Caravans that are stored in a secure location are less prone to theft and will help reduce the cost of insurance.
Mileage: Insurers consider the number of miles you travel with your caravan. Limited mileage policies, which impose restrictions on annual travel distance, may result in lower premiums, as they reduce the risk of accidents.
Policy Coverage Limits: Touring caravan insurance, like other car insurance policies, is affected by the extent of coverage you choose. Including contents cover, which includes protection for personal belongings inside the caravan, comes with higher premiums compared to basic coverage such as third-party only
Insurance providers consider how often and for what purposes you use your caravan. If you frequently use it or engage in specialised activities, the risk profile increases, potentially leading to a higher premium.
Modifications and Upgrades: Any modifications or upgrades made to your caravan can affect the premium. Enhanced features increase the overall value of the caravan, leading to higher insurance costs.
Usage Patterns: Insurance providers consider how often and for what purposes you use your caravan. If you frequently use it or engage in specialized activities, the risk profile increases, potentially resulting in a higher premium.

Cover options for hobby caravan insurance

Caravan Insurance

Theft: A hobby caravan is an expensive item that can be easily resold for a quick profit, making it a prime target for theft. Any policy should include theft cover, but make sure you’re comfortable with any conditions that may apply to theft coverage.
Awning storm damage: This covers your caravan and awning if there’s damage caused by a storm.
New for old cover: This is normally only available for newer Hobby caravans, typically no older than 3 years. This type of cover is more expensive, but you are getting a brand-new caravan should yours be damaged beyond repair.r stolen.
Public liability cover: This cover pertains to providing legal protection for claims made against you 
European cover options: With this cover, you’re free to travel abroad with your touring caravans for up to 180 days. Interestingly, you can pay a token to extend the duration to 240 days.
Lock and key cover: This cover helps you get as much as £500 to replace locks, keys, and other security devices either misplaced by theft or damaged.
Flood Damage: This is normally standard, but only if your caravan is situated in a flood free zone, if not you can often pay extra to get specific flood cover.

How to lower hobby caravan insurance with MultiQuoteTime

Maintain a Good Driving Record

Review and Update Coverage

Consider Limited Mileage Policies

Secure Storage

Join a German Campervan Club

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