Admiral Breakdown cover

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Admiral Breakdown Cover Review

Admiral breakdown cover is an add-on you can have if you already have admiral vehicle insurance. The assistance will be provided by Automobile Association Developments Limited. The vehicle to be covered must be registered in the UK.

What types of Admiral breakdown cover are available?

There are 3 different levels of cover for protection, with 2 of them covering the UK and one for cover when you are in Europe.

Admiral	RoadsideAssistanceCover	NationalCover	EuropeanCover
Roadside Assistance Cover	✅	✅	✅
Recovery limited 10 miles from breakdown	✅	❌	❌
Recovery to any UK destination	❌	✅	✅
Home breakdown call outs	❌	✅	✅
Unlimited European roadside recoveries	❌	❌	✅

All of them include the Basic Roadside Assistance Cover that consists of the following:

A mechanic will be sent to your breakdown location that is at a minimum 1/4th mile from your home residence and if possible get you back on the road again.
If repairs can’t be made by the roadside, the vehicle will be towed to the nearest garage within 10 miles of the breakdown.
You and your passengers will be taken to the garage if the vehicle has to be towed.
If you are towing a trailer or caravan with a standard hitch, it will also be recovered if it weighs less than 3.5 tonnes.
A phone call to your destination will be made to inform them of the delay.
If repairs can’t be made in one day then a hire car will be provided for up to 3 days.
If necessary, accommodation will be provided with a maximum cost of £600.

There is also National Cover for more protection. This provides assistance at your home residence. It also makes it possible for the disabled vehicle that can’t be repaired to be towed to the destination of the owner’s choice within the UK.

European Cover is another optional add-on to the Admiral breakdown cover policy. This includes all the above plus, if repairs can’t be made on the side of the road or at a local garage, your vehicle can be towed back to the UK.

What is not covered with an Admiral breakdown cover policy?

Parts and labour provided by the roadside mechanic are free, but not at the repair garage. Those costs are your responsibilities. The cost of meals during the breakdown is not covered.

Costs associated with the hire car such as fuel are not covered.

The costs of providing a spare tire for repairs if your replacement tire is not available or is unusable is your responsibility.

What Admiral breakdown cover provides is standard for the industry. Not mentioned above, but also provided, is towing assistance when your vehicle is involved in an accident and can’t be driven. They will also bring you fuel if you run out on the road.

MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

You could pay from £15.49 per year* *Based on quote data provided by Seopa Ltd during November 2024. This quote was provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances.

Updated: 02 April 2025
Reviewed by Eamonn Turley Insurance Expert

Breakdown Insurance FAQ’s

Can I get breakdown cover with my car insurance?

Insurance providers do not s typically include breakdown cover with a standard car insurance policy. Most will be able to offer it as a separate product. It does vary, and you will find that some comprehensive car insurance policies will include breakdown cover and most new cars will have breakdown cover included for the first few years for. Be sure to check your policy details to see if your car insurance includes breakdown cover.

MultiQuoteTime as the name suggests, can provide multiple quotes. These quotes are provided by a panel of car insurance providers selected by SEPOA. The Panel may be able to provide quotations regardless of your driving history, both good and not so good. Simply click the Get Quotes option below and fill in a quick form to get access to multiple quotes. Then all you have to do is pick the best one!

Is pay go insurance available for driver that are under 25?

Yes, most suppliers will provide cover for delivery drivers under the age of 25 and in some cases under the age of 21, but they may stipulate extra conditions, example installing a black box.