Compare Campervan Insurance Northern Ireland Quotes
Compare campervan insurance NI policies from leading insurers, including;
Why compare Campervan insurance NI with MultiQuoteTime?
A motorhome is a popular family addition, allowing you to explore the countryside and scenic areas of the North and South of Ireland at your own pace and save on expensive hotel bills. However, getting campervan insurance in Northern Ireland (NI) can be a real hassle, as many UK insurers are unable or unwilling to provide cover to Northern Ireland residents.
MultiQuoteTime’s goal is to save consumers time and effort by providing multiple insurance quotes from a range of insurers. To this end, we have partnered with QuoteZone to provide you with access to their comparison tool.
Complete one form to get access to multiple quotes and start comparing the marketplace to find a better deal on motorhome insurance today!
What types of NI Campervan insurance policies are available?
Some providers can also offer new for cover, but expect to pay a higher premium
Third-party Campervan Insurance (TPO)
TPO is the legal minimum required to drive a campervan legally in NI. It is very basic, providing no cover for your motorhome and only covering the third party.
Third-party fire and theft (TPFT)
Third Party, Fire and Theft (TPFT): This insurance policy combines Third Party Only (TPO) coverage with additional protection against fire and theft for your motorhome. Similar to TPO, it does not provide coverage for damage to your own vehicle or property
Fully comprehensive cover
Fully comprehensive insurance for your motorhome provides the most extensive cover if involved in an accident or when in storage.
New for old cover
This type of cover is expensive, and most insurers only offer it for campervans or caravans that are under 3 years old. However, the advantage is that you get a brand new campervan if your camper is damaged beyond repair.
MultiQuoteTime Shares Tips on getting affordable NI Campervan insurance in 2025
Getting the best deal on any insurance policy depends on the level of risk you pose. Some factors, such as the cost of the campervan are fixed. However, you do have control over others. Below, we have listed some areas where you may be able to take action and save on campervan insurance in Northern Ireland!
Limited Mileage
Limited Mileage: If you use your motorhome infrequently, choosing a policy with limited mileage can help you secure a lower premium from insurers.
Good Driving History
Good Driving History: Insurers often reward policyholders with a clean driving history by offering lower rates and better coverage options. Practice safe driving habits and build a good no-claims history.
Pay Annually
Choose to pay annually: While paying monthly makes budgeting easier, it is possible to pay insurance as a one-off annual payment. This should work out cheaper, as you will avoid paying additional interest or administrative charges that some insurers impose
Compare Mutiple Quotes
Compare Multiple Quotes: Explore and compare campervan insurance NI options from different providers to find the most affordable motorhome insurance rates.
Increase The Excess
Voluntary Excess: The insurance excess is the amount that you will be liable for in the event of a claim. This can be voluntarily increased in return for a reduced premium, but remember that you will need to pay this amount if you do need to claim
Make Security Improvements:
Make Security Improvements: Example by installing approved security devices like an alarm or immobiliser. Simple actions that help to reduce the risk of damage or theft can lower your insurance cost.
Secure you campervan
Off Road Parking: Provide off-road parking, ideally in a locked garage away from prying eyes.
Avoid Mods
Avoid After Factory Mods: Some modifications can increase the cost of insurance; it’s best to check with your provider before making any changes. Any modifications must also be declared during the online quote process.
Motorhome club membership discounts
Club Membership: Joining a motorhome club can sometimes have advantages in terms of being offered special discounts. The reasoning is that some insurers view club members as more experienced and responsible drivers who love their campervans
What you need to compare NI motorhome insurance quotes with MultiQuoteTime
To ensure you can quickly receive multiple quotes, please have the following information ready:
- Updated: 01 April 2025
- Reviewed by Eamonn Turley Insurance Expert