Compare temporary car insurance NI from leading insurers including:
Why compare temporary car insurance NI at MultiQuoteTime?
MultiQuoteTime understands the hassle and stress of finding and comparing temporary car insurance quotes if you are living in Northern Ireland, with some insurance companies refusing to provide cover for NI residents.
If you’re looking for short-term insurance and live in the North of Ireland, you’ve come to the right place. MultiQuoteTime’s partnership with GoShorty insurance allows you to compare multiple temporary insurance rates for cars and vans online and get instant cover.
What we can offer NI residents
Getting temporary insurance quotes is easy with MultiQuoteTime.co.uk!
Temporary car Insurance
Flexible pay-as-you-go car insurance, perfect for…
Temporary van Insurance
Van insurance for 1 day to 4 weeks, with business use included.
Learner driver insurance
Learner driver practice insurance from 1 hour to 28 days. This will allow you to get some extra practice without having to pay for expensive driving lessons. All you need is access to a car and a qualified driver.
Impound insurance
Need to get your car or van out of the pound? Impounded Vehicle Insurance can be arranged online in minutes.
Temporary Car Insurance for Non-UK Residents
Temporary car insurance is available if you have a UK or EU driving licence .If you are holding a UK licence, you can get insurance cover, perfect for expats visiting their family in Northern Ireland.
Temporary Car Insurance Benefits
Compare Temporary car insurance NI – Northern Ireland
A need for temporary car insurance always existed. Examples include sharing the driving with a friend on a long trip, borrowing a larger car for a weekend trip, and the list goes on. In the past, the only way to get this type of cover was for the insured to ask their existing insurance provider to add another driver. Now, with GoShorty you can simply add a temporary driver in minutes by completing a simple online form.
Now a host of new tech driven insurance companies have sprouted up to fill the gap in the market, and now the customer is nearly spoiled for choice. Some names that have built a reputation in this niche space include Tempcover, Aviva, Day insure, Veygo, Jaunt and GoShorty.
The problem for residents of Northern Ireland (similar to car insurance) is that some of these will not provide cover if you live in NI. This has also been and still is the case for drivers in NI looking for plain old car insurance. The reasons are many, some site the higher risk posed because of how many more claims are made per capita, a fair proportion being false claims.
The good news for NI residents is that GoShorty is able and willing to provide short term car insurance NI and temporary van insurance for the whole of Northern Ireland. They also provide provisional insurance and short-term learner driver insurance.
Short Term Car Insurance with GoShorty Highlights
Vehicle Qualifying Requirements
Make sure your vehicle meets these criteria before applying
Not for Impounded Vehicles
Not to be used for impounded or seized vehicles (unless you have specific impound car release insurance)
UK Registration Required
The car or van must be registered in Great Britain, Northern Ireland, or the Isle of Man
Standard Specification Only
Must not be imported or left-hand drive. Modifications are not accepted, except factory-fitted extras, disability adaptations, or LPG conversions
Licence Requirements
Full UK/NI, Isle of Man, or EU/EEA licence held for at least 6 months. If you’re over 25, a minimum of 3 months is acceptable
Seating Capacity
Maximum of 8 seats (7 seaters or fewer)
Good to know: Most standard family cars and small vans qualify for temporary insurance. If you’re unsure whether your vehicle meets these requirements, get a quick quote – the system will let you know instantly.
Qualifying Requirements
Check you meet these simple criteria before getting a quote
- Must be aged 18 to 75 years old
- Hold a full UK or EU driving licence
- Vehicle must be taxed and have a valid MOT
- No more than 6 penalty points on your licence
- Vehicle value under £50,000
Benefits of Short Term Car Insurance in Northern Ireland
Whether you need 1 hour car insurance NI or cover for up to 28 days, temporary insurance offers flexibility when you need it most
Ultra-Flexible Duration
Need 1 day car insurance NI for a quick trip? Or just hourly car insurance Northern Ireland for a test drive? Choose from 1 hour up to 28 days of cover
Weekly Car Insurance NI
Perfect for holidays or extended loans. One week car insurance Northern Ireland gives you full cover without the long-term commitment
Protect Your No-Claims Bonus
Temporary car insurance Northern Ireland won’t affect your main policy’s NCB, keeping your future premiums low
Fully Comprehensive Cover
Complete protection including damage to your vehicle, third party injuries, and theft. The same level of cover as annual policies
Low Excess Options
Competitive excess amounts starting from as low as £250, with options to reduce your excess further for added peace of mind
Instant Cover
Get insured in minutes, not days. Your short term car insurance NI policy activates immediately with instant digital documents sent to your phone
Monthly Car Insurance NI
Need cover between policies or for an extended period? Month long car insurance Northern Ireland offers up to 28 days of comprehensive protection
Pay Only for What You Need
Cheap temporary car insurance Northern Ireland – often more affordable than being added as a named driver. From just £15 for a few hours of cover
100% Digital Process
No paperwork, no waiting. Everything is handled online with instant policy documents and proof of insurance delivered digitally
When Do You Need Temporary Car Insurance in Northern Ireland?
How much does Temporary Car NI Insurance Cost?
The cost will depend on a number of factors, key factors include the duration of the insurance, the vehicle being insured, and the driver’s risk profile. The prices in the table below are based on the lowest sold prices by Goshorty over the period 07/22 to 07/23.
Temporary Car Insurance From:
| Policy Duration | Starting Price |
|---|---|
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
Advantages of Short Term Car Insurance NI with GoShorty
The first advantage, and this is true for all providers of short term car insurance, is that the should the additional temporary driver have an accident, it will have zero impact on the vehicle’s owner’s own car insurance policy. Whilst, the last thing you want to happen when driving a borrowed car is to have a bumper-to-bumper incident. If your policy is with GoShorty you will at least have the assurance that you have fully comprehensive cover that will pay out regardless of fault.
Short-term cover with GoShorty allows you to:
Temporary Car Insurance will save your NCB
A short term NI policy is a standalone insurance policy; what this means is that any claim made will be handled by the provider of the short term policy. This means that neither the owner nor the temporary driver, should they also be a car owner, will be negatively affected in the event of an accident and claim.
How much does temporary car insurance cost?
The cost of short term car or van insurance will depend on a number of factors, but the key determining factors will be as follows:
While these are the main factors, other things will come into play, too, like a recent speeding ticket and any additional extras you may wish to include in the cover.
Other providers of temporary car insurance in the UK
| Provider | Cover Duration | Notes |
|---|---|---|
| Tempcover | 1 hour – 28 days | Fast quotes, wide vehicle acceptance |
| Cuvva | 1 hour – 28 days | App-based, flexible hourly cover |
| Dayinsure | 1 day – 30 days | Backed by Aviva, strong daily cover |
| GoShorty | 1 hour – 28 days | Cheap hourly cover, learner-friendly |
| RAC Temporary Insurance | 1 hour – 30 days | Good for emergencies, trusted brand |
| Veygo (Admiral) | 1 hour – 30 days | Popular with learners & young drivers |
| Insure4aDay | 1–28 days | Simple daily cover |
| Zego | Hourly – Monthly | Great for gig workers & deliveries |
| Zixty | 1 hour – 28 days | Eco-focused, carbon-offset driving |
What our expert says
MID Reporting: All temporary policies are uploaded to the Motor Insurance Database (MID) three times a day, 365 days a year. You can learn more about askMID here. For peace of mind, keep a copy of your insurance certificate with you. It will be emailed directly to you upon completion of your purchase. Eamonn Turley, Founder of MultiQuoteTime.co.uk
How to compare temporary insurance NI at MultiQuoteTime.co.uk
In order to get a fast quote with Goshorty be sure to have the following information available during the quote process.
Short Term Car Insurance FAQ’s
Discover other temporary insurance products
Temporary Car Insurance Providers
MultiQuoteTime have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN.751221). Company Registration Number 05044963. Data Protection Registration ZA456686.
- Updated: 21 June 2025
- Reviewed by Eamonn Turley Insurance Expert