UK Motorcycle Insurance Comparison

Monkey Bike Insurance – Compare Quotes for Your Honda Monkey

Monkey bike insurance covers Honda Z-series minibikes — from the classic Z50 to the modern Z125. Compare quotes from a panel of UK motorbike insurance brokers we have access to in one quick form.

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Quotes from a panel of UK motorbike insurance brokers we have access to

Z50, Z125 & all Monkey models

TPO, TPFT & comprehensive options

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Quotes provided by a panel of UK motorbike insurance brokers we have access to.

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Why compare Motorbike insurance with MultiQuoteTime?

If you are researching the cost of Monkey bike Insurance, you may be surprised at the number of providers that now offer motorcycle insurance in the UK and Northern Ireland. Imagine if you could complete one form and get multiple quote options!

To help you in your online search for affordable insurance, we have partnered with Quotezone. With Quotezone technology, you can access multiple Monkey bike insurance quotes from top insurance providers in the UK by completing a simple online form.

Best Monkey Bike Insurance UK

The Honda Z series minibikes, known as Monkey bikes, are popular for recreational purposes. Their lightweight nature and fuel efficiency make them ideal for navigating busy roads and economical for daily commuting or short-distance trips. Nonetheless, securing your bike insurance enhances your overall ride enjoyment and peace of mind.

Foremost, insuring your bike relieves you from any potential financial burdens resulting from unexpected events, such as accidents or theft. Here at MultiQuote Time, we offer essential guidance on securing a customised and competitive insurance quote for your Monkey bike. Simply click on GET A QUOTE, fill out a simple form, and ride with confidence.

What cover options do I have for my Monkey bike?

You can choose from three different levels of motorcycle cover available with Principal

Fully Comprehensive

Fully comprehensive insurance cover is the top level of insurance protection for your bike. It offers extensive coverage, which includes bike theft, bodily injury and property damage, natural disasters, and third-party liability. If you are seeking a higher level of financial security and peace of mind in various riding situations, go for fully comprehensive—it’s a more inclusive and protective option than basic coverage.

Third-Party

It is the most basic and simple form of bike insurance. Third-party coverage does not provide compensation for the policyholder’s injuries or damage to their motorcycle. It focuses solely on protecting the policyholder against claims from others. However, you may supplement this coverage with additional policies for more extensive protection, such as comprehensive or collision coverage.

Third-party, fire, and theft

If you want a policy more than just basic third-party coverage but find the cost of comprehensive insurance too expensive, TPTF is a popular choice. It strikes a balance by offering protection against specific risks like fire and theft while maintaining affordability.

Selecting the right bike insurance policy is much like choosing the right monkey bike. When choosing cover options for bikes, it’s crucial to assess your individual needs, budget, and the level of protection you desire.

Which monkey bike insurance policy offers the best coverage for my bike?

There is no silver bullet response when it comes to the best insurance policy for a monkey bike. For instance, a Z125 Monkey bike rider with a bike valued at around £4,049 might opt for a fully comprehensive policy compared to a Honda Z50 rider with a bike four times less expensive. Despite both bikes being Monkeys, their respective values can significantly impact the choice of insurance coverage.

Other factors influencing the Monkey bike insurance coverage policy include riding experience, riding history, location, and usage. Considering these factors, you can select the best policy for your bike.

Third Party (minimum coverage required by UK law). This is the coverage that repairs the other party’s property and pays their medical bills when you are at fault in an accident.

Third Party Fire and Theft. This level of protection is the same ad Third Party with the addition of having your scooter repaired, replaced or you are compensated for your losses if the scooter is damaged by fire or is stolen.

Full Comprehensive. This policy includes all the above with the addition of repairs to your scooter and the coverage of your medical bills when you are involved in an accident.

Monkey Bike FAQS

Do I need a CBT to ride a Honda Monkey bike?

The current Honda Monkey is a 125cc bike, so yes — to ride it on the road you need at least a valid CBT certificate, a provisional licence and L-plates, and you must be 17 or over. Once you’ve completed your CBT you can ride a motorcycle up to 125cc with L-plates for up to two years, after which you’d need to take the full A1 test or retake the CBT.

How much does it cost to insure a Honda Monkey bike?

There’s no single figure — Monkey bike premiums depend on the model and its value, your age, riding experience, where the bike is stored and your claims history. A Z125 Monkey is worth considerably more than an older Z50, so the same rider could be quoted very differently on each. Because the Monkey holds its value and is a theft target, secure overnight storage and an alarm or tracker can make a real difference to the price.

Does insurance cover a modified Monkey bike?

Monkey bikes are commonly customised, and modifications can usually be covered, but they must be declared. Exhausts, paintwork, performance parts and other changes all need listing when you get a quote, as undeclared modifications can invalidate a claim. Some brokers are more comfortable with modified minibikes than others, which is why it pays to compare.

Can I customise my UK Monkey bike policy?

Yes, in many cases, you can customise your Monkey bike insurance policy. Insurance providers often offer options to tailor coverage based on your specific needs. This may include adding accessories coverage, adjusting deductibles, or incorporating additional protections to create a policy that aligns with your preferences and requirements. It’s advisable to discuss customisation options with your insurance provider to ensure your motorcycle insurance policy adequately reflects your circumstances.

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Reviewed by: Eamonn Turley, Insurance Specialist