UK 50cc Moped Insurance Specialist

50cc Moped Insurance

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Just turned 16 or starting out on two wheels? Get multiple quotes covering provisional and CBT licence holders.

You could pay less than £256* for your motorbike insurance.

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Compare from specialist moped & learner rider brokers

16+ riders & provisional licences
CBT certificate accepted
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Why compare 50cc Moped Insurance Quotes

If you are researching the cost of 50cc Moped Insurance, you may be surprised at the number of providers that now offer moped insurance in the UK and Northern Ireland. Imagine if you could complete one form and compare 25 plus motorbike insurance options!

What type of 50cc moped Insurance is required?

Under UK law to legally ride a 50cc moped on the public roads or public places you must have at least Third Party insurance.

​Third-Party Only (TPO): This is the minimum legal requirement, and it covers liability for bodily harm and property damage to others. It excludes any damage to your own 125cc motorcycle or scooter.
It does not include any cover for you, your property or your motorbike.
​Third-party, Fire, and Theft (TPFT) moped insurance covers your 50cc moped if it is stolen or damaged by fire in addition to third-party coverage. This in addition to the basic third party cover.
​Comprehensive cover is the most extensive one. It includes third-party, fire, and theft coverage. In addition this level also provies coverage for damge to your 50cc moped, medical expenses, and, in some cases, additional benefits such as personal injury protection and accessory coverage.

What’s not covered in a typical 50cc moped policy?

Please check your policy for a comprehensive list of exclusions.

Any claims if the moped was left with the keys in the ignition.
Normal wear and tear that occurs over time, example tyre wear.
Driving under the influence of drugs or alcohol.
If your moped is stolen, and you didn’t follow the agreed security measures — like using an approved lock when it was parked — your insurer may not pay out for the theft.
Please check your policy for a comprehensive list of exclusions.

How to compare 50cc Moped Insurance quotes

Simply provide the following details in order to receive fast, affordable quotes from the UK’s leading motorbike insurers.

About you : Provide your name and contact details, and if you’re using your bike or scooter for deliveries or other business use.
About the moped or scooter : Provide details on the make and model, size, mileage, and condition of the moped. Be ready to provide details of any modifications or security features like a tracking device or dashcam?
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50cc moped insurance FAQs

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Eamonn Turley
Last Updated: 23 July 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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