Aviva Motorcyle Insurance
See how AVIVA Motorcycle Insurance stacks up against the competition
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Why compare Motorbike insurance with MultiQuoteTime?
If you are insuring your motorbike for the first time, you may be surprised at the number of providers that now offer motorcycle insurance in the UK and Northern Ireland. Imagine if you could complete one form and get multiple quotes!
To help you in your online search for affordable insurance, we have partnered with Quotezone. With Quotezone technology, you can access multiple motorcycle insurance quotes from top insurance providers in the UK by completing a simple online form.
Provide information on yourself and your bike, and you will get a no-obligation motorbike insurance quote that can be tailored to your personal requirements and budget.
Who Are Aviva Insurance?
If you are new to the world of motorbikes and just purchased your first bike or are an experienced motorcyclist, Aviva Motorcycle Insurance offers instant motorcycle cover which can be tailored to the needs and requirements of the diver.
Aviva, unlike Bennets motorbike insurance, offer many types of insurance. This opens up the option of creating an insurance package with AVIVA, for example multi car and multi bike insurance. If you just need your bikes covered under one policy, check out the options that are available with MCE bike insurance.
What types of coverage does Aviva Motorcycle insurance offer?
AVIVA has the three basic types including the minimal Third Party, Third Party Fire and Theft and the most inclusive which is comprehensive coverage. Some of the highlights and available options are listed below
- Accident liability coverage takes care of repairs to your bike and your medical bills along with the third party’s bills up to £20,000,000.
- Legal expenses are also covered including solicitors, coroners and other legal representation fees up to £10,000.
- Your bike is protected if it is damaged by a fire or is stolen.
- Emergency medical treatment under the Road Traffic Acts is included.
- No Claims Discount increases each year you do not make a claim.
- New motorcycle replacement if your bike is damaged beyond repair and is 6 months old or less. If the bike is older than 6 months, they you will receive the fair market value of the bike.
- Your insurance policy is in compliance with EU standards and is valid when you are travelling in Europe.
- If your bike is involved in an accident and rendered non-drivable, then it will be collected and taken to the closest repair facility.
- Uninsured driver coverage is included.
Is there any optional coverage available?
There are available several add-ons that can increase the level of coverage for your motorcycle.
- When travelling in Europe, the standard coverage is the minimum set by the EU. You can increase this to full comprehensive for an additional cost.
- Roadside breakdown assistance, in which RAC will dispatch a repair vehicle to help get you going again. This coverage can be just for the UK, or Europe can be included for an addition cost.
- Motor Legal is where you can receive payments if you become disabled due to an accident that is not your fault.
Aviva Multi Bike Option
UK bikers are often enthusiastic and own more than one bike. Each bike normally used for a different purpose, a mountain bike or touring bike for example. Multi bikes owners should consider looking at AVIVA multi bike option. This allows all your bikes to be covered under one policy. This can, but is not always the cheapest option to insure 2 or more bikes.
Summary
Aviva Motorcycle Insurance is complete coverage for your 2-wheel vehicle. As with all insurance policies, make sure you read it in its entirety before paying the premium.
MultieQuoteTime Shares Tips on getting affordable motorbike insurance in 2025
Getting the best deal on any insurance policy depends on the level of risk that you potentially pose to the insurer. Some factors, such as the property’s postcode, are fixed. However, you do have control over others. Below, we have listed some of the key factors to consider.
Limited Mileage
Limited Mileage: If you use your bike infrequently or just during the summer months, choosing a policy with limited mileage can help you secure a lower premium!
Clean driving record
Clean Driving Record: Insurers reward drivers with a clean driving history by offering lower rates. Practice safe driving habits and attend advanced motorcyle driving courses to reduce the likelihood of making a claim that could have been avoided by safer driving.
Reduce insurance add-ons
These can be tempting, but only add them if you need them and you are unable to find a cheaper option elsewhere. For example, breakdown cover is a popular add-on for older bikes, but it may be cheaper going direct to a national recovery breakdown company.
Compare Mutiple Quotes
Whilst time-consuming, this step is essential to finding the best deal on motorbike insurance that meets your requirements. Not all insurance companies are on comparison sites, so check forums dedicated to motorbike enthusiasts.
Increase the excess
Take more responsibility for any claim by agreeing a higer excess with the insuerer in return for cheaper quote
It is important to have easy access to the agreed higher excess amount in the event of a claim being made against you. If the accident is not your fault, the excess is waived.
Increase security
Bikes are easy targets for theft, and it is important to take all preventive measures, some of which may be part of the insurance agreement in order to find affordable insurance for your motorbike.
MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice
- Updated: 04 Match 2025
- Reviewed by Eamonn Turley Insurance Expert