Just Eat Insurance
Compare Just Eat Insurance Quotes
Compare Just Eat insurance policies from leading insurers, including;
Why compare Just Eat delivery insurance with MultiQuoteTime?
Working in the food delivery sector can sometimes be hectic, but it’s also a convenient way to supplement your income. If you’re working as a delivery driver—whether you’re delivering food or parcels—it’s important to ensure you have the correct insurance cover.
Finding the right insurance at an affordable price can be a hassle, but it’s important to do your research to secure a good deal and save money. That’s where MultiQuoteTime comes in. We’ve partnered with Quotezone to give you access to a streamlined online quote process. MultiQuoteTime.co.uk makes it easy to compare fast food delivery insurance from trusted UK insurers—all in one convenient place.
Guide To UK Just Eat Food Delivery Insurance
As a Just Eat food delivery driver, your work involves a great deal of risk. Due to the time pressure to transport food while it is still warm, the multiple stops at unfamiliar locations, odd working hours, and long periods on the road, insurance providers categorise food delivery drivers as a job class that’s more prone to road accidents. For this reason, as a Just Eat courier, you are required to have a specialised insurance known as food delivery insurance, referred to as hire and reward insurance by insurance companies
What insurance do I need for Just Eat delivery?
If you work as a salaried employee for Just Eat, you can use the company’s mopeds and eBikes, and they come with insurance coverage provided by Just Eat, so there’s no need to purchase separate vehicle insurance (but you may need other types of insurance such as a personal accident or illness cover). However, if you work as an independent contractor, you’ll need hire and reward insurance for delivery driving. In this case, there are two options available to you, which includes:
- Obtaining a new policy that covers both your commercial and personal driving (usually sold as 30-day contracts or annual policies)
- Getting top-up (PAYG delivery insurance) coverage to supplement your existing personal motor insurance for your delivery driving
To ensure coverage for your food delivery work, it’s essential to possess Hire & Reward (H&R) insurance since your standard Social, Domestic & Pleasure (SD&P) insurance won’t protect you and your vehicles during your job activities. SD&P insurance is designed for personal driving, such as trips to the store or visiting friends, while food delivery insurance offers sufficient coverage to you whether you work with Just Eat, Deliveroo, or Uber Eats, or you operate independently. Different providers may name this policy differently, so you need to look out for terms like food delivery insurance, fast food delivery insurance, food courier insurance, and Just Eat delivery insurance.
Which factors influence the cost?
How much does Just Eat Insurance cost?
Prices for Just Eat Insurance differ with providers and some factors like vehicle type, driver history, age, and more. Based on your vehicle type, you may get the following costs:
1. Scooter insurance for delivery driving:
2. Car insurance for delivery driving:
What happens if I get caught without food delivery insurance?
Food delivery insurance is a crucial legal requirement to maintain safety and regulatory compliance within the food delivery industry in the UK. So, if you’re caught without food delivery insurance, you may face criminal charges, fines, penalty points, and potential vehicle impoundment.
Before choosing a Just Eat Food Delivery courier insurance provider, it is important to compare quotes, as having access to multiple options should help guide you to finding the best deal.
What extras can be added to Just Eat insurance?
Below are a few optional add-ons you can add to your delivery insurance policy:
MultiQuoteTime shares tips on how drivers can save money Just Eat insurance
Some tips that help lower the cost of delivery insurance include:
Compare deals
In your search for an affordable deal, it’s a smart move to compare quotes for Just Eat insurance using MultiQuoteTime. The free online comparison tool that we can provde access to lets you instantly browse some of the most competitive food delivery insurance deals—at no extra cost to you.
Low insurance bracket
It’s a no-brainer: if you want to pay less for insurance, choose a vehicle in a lower insurance bracket.
Pay yearly
For example, if your annual premium is £600, choosing to pay monthly with a 20% APR could cost you around £70–£80 extra over the year—just for the convenience of spreading the payments
Safe parking
Reduce the risk of theft or damage by providing secure off-road parking, if possible.
Modifications
Avoid these changes, as they may invalidate your existing policy and, in many cases, drive up the cost of your insurance.
Personal accident cover:
This cover is designed to provide a payout to help cover loss of earnings if you suffer an injury in an accident.
Courtesy vehicle cove
Courtesy car or motorbike cover: Receive a courtesy vehicle to continue working if your mode of tyransport is in for repairs.
Legal expenses cover
Some insurance claims can lead to litigation, and fees can quickly mount. Having legal protection cover in place will provide you with the financial backing required to litigate any claim
How To Compare Just Eat Insurance Quotes At MultiQuoteTime.co.uk
Comparing Just Eat courier insurance made easy:
- Updated: 08 May 2025
- Reviewed by Eamonn Turley Insurance Expert