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Just Eat Insurance

– Compare Just Eat Courier Quotes Today

Compare Just Eat delivery insurance from specialist UK brokers. Get the hire & reward cover you legally need to deliver for Just Eat, whether you use a car, scooter, moped or bike.

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Compare from specialist courier insurance brokers

Hire & reward cover for Just Eat drivers
Car, scooter, moped & bike policies
PAYG & annual options compared

Quotes are provided by a panel of specialist courier insurance brokers.

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Compare Courier Insurance In 3 Steps

1
Tell Us About Your Work
Share your vehicle type, delivery platform & how often you work — takes under 2 minutes
2
Compare Hire & Reward Quotes
Compare prices & cover levels from specialist courier insurance brokers
3
Deliver With Confidence
Get your hire & reward cover in place and hit the road legally protected
All Panel Members Are FCA Regulated

Why compare Just Eat delivery insurance with MultiQuoteTime?

Working in the food delivery sector can sometimes be hectic, but it’s also a convenient way to supplement your income. If you’re working as a delivery driver—whether you’re delivering food or parcels—it’s important to ensure you have the correct insurance cover.

Finding the right insurance at an affordable price can be a hassle, but it’s important to do your research to secure a good deal and save money. That’s where MultiQuoteTime comes in. We provide you with access to a streamlined online quote process. MultiQuoteTime.co.uk makes it easy to compare fast food delivery insurance from trusted UK insurers—all in one convenient place.

Guide To UK Just Eat Food Delivery Insurance

JUST East Delivery insurance

As a Just Eat food delivery driver, your work involves a great deal of risk. Due to the time pressure to transport food while it is still warm, the multiple stops at unfamiliar locations, odd working hours, and long periods on the road, insurance providers categorise food delivery drivers as a job class that’s more prone to road accidents. For this reason, as a Just Eat courier, you are required to have a specialised insurance known as food delivery insurance, referred to as hire and reward insurance by insurance companies

What insurance do I need for Just Eat delivery?

If you work as a salaried employee for Just Eat, you can use the company’s mopeds and eBikes, and they come with insurance coverage provided by Just Eat, so there’s no need to purchase separate vehicle insurance (but you may need other types of insurance such as a personal accident or illness cover). However, if you work as an independent contractor, you’ll need hire and reward insurance for delivery driving. In this case, there are two options available to you, which includes:

  • Obtaining a new policy that covers both your commercial and personal driving (usually sold as 30-day contracts or annual policies)
  • Getting top-up (PAYG delivery insurance) coverage to supplement your existing personal motor insurance for your delivery driving

To ensure coverage for your food delivery work, it’s essential to possess Hire & Reward (H&R) insurance since your standard Social, Domestic & Pleasure (SD&P) insurance won’t protect you and your vehicles during your job activities. SD&P insurance is designed for personal driving, such as trips to the store or visiting friends, while food delivery insurance offers sufficient coverage to you whether you work with Just Eat, Deliveroo, or Uber Eats, or you operate independently. Different providers may name this policy differently, so you need to look out for terms like food delivery insurance, fast food delivery insurance, food courier insurance, and Just Eat delivery insurance.

Which factors influence the cost?

Age of driver
Drivers driving history
Cost of vehicle
Level of cover required
Frequency of delivery
How your vehicle is stored when not in use
Area of the delivery service

How much does Just Eat Insurance cost?

Prices for Just Eat Insurance differ with providers and some factors like vehicle type, driver history, age, and more. Based on your vehicle type, you may get the following costs:

1. Scooter insurance for delivery driving:

From £50/month or £1,000/year, covers SD&P and delivery.
Top-up hire & reward insurance for delivery: From around 50p/hour. However, this requires a separate SD&P policy for personal driving.
Top-up hire & reward insurance for delivery: From around 50p/hour. However, this requires a separate SD&P policy for personal driving.

2. Car insurance for delivery driving:

Typically starts at around £1,000 per year.
Just Eat Car Insurance quotes are mostly between £1,900 and £2,300, including SD&P.
This is roughly 4 times the UK average car insurance cost for personal and commuting use.
Top-up hire & reward for a car: From 80p/hour, covers only delivery driving.

What happens if I get caught without food delivery insurance?

Food delivery insurance is a crucial legal requirement to maintain safety and regulatory compliance within the food delivery industry in the UK. So, if you’re caught without food delivery insurance, you may face criminal charges, fines, penalty points, and potential vehicle impoundment.

Before choosing a Just Eat Food Delivery courier insurance provider, it is important to compare quotes, as having access to multiple options should help guide you to finding the best deal. 

What extras can be added to Just Eat insurance?

Below are a few optional add-ons you can add to your delivery insurance policy:

MultiQuoteTime shares tips on how drivers can save money Just Eat insurance

Some tips that help lower the cost of delivery insurance include:

Compare deals

In your search for an affordable deal, it’s a smart move to compare quotes for Just Eat insurance using MultiQuoteTime. The free online comparison tool that we can provde access to lets you instantly browse some of the most competitive food delivery insurance deals—at no extra cost to you.

Low insurance bracket

It’s a no-brainer: if you want to pay less for insurance, choose a vehicle in a lower insurance bracket.

Pay yearly

For example, if your annual premium is £600, choosing to pay monthly with a 20% APR could cost you around £70–£80 extra over the year—just for the convenience of spreading the payments

Safe parking

Reduce the risk of theft or damage by providing secure off-road parking, if possible.

Modifications

Avoid these changes, as they may invalidate your existing policy and, in many cases, drive up the cost of your insurance.

Personal accident cover:

This cover is designed to provide a payout to help cover loss of earnings if you suffer an injury in an accident.

Courtesy vehicle cove

Courtesy car or motorbike cover: Receive a courtesy vehicle to continue working if your mode of tyransport is in for repairs.

Legal expenses cover

Some insurance claims can lead to litigation, and fees can quickly mount. Having legal protection cover in place will provide you with the financial backing required to litigate any claim

How To Compare Just Eat Insurance Quotes At MultiQuoteTime.co.uk

Comparing Just Eat courier insurance made easy:

Personal details: Your name, age and address, driving history
Vehicle details: Provide information about your vehicle, and type of deliveries
Select level of cover: Choose your level of cover plus any policy add-ons
Frequency of deliveries: full-time or part-time

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Eamonn Turley
Last Updated: 02 March 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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