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Guide To SP30 Driving Offence Insurance
Exceeding the speed limit while driving on a public road will get you an SP30 endorsement. This is a vital factor to disclose when applying for convicted driver car insurance.
Do you have to declare a SP30 offence when applying for Insurance?
You must declare all convictions and provide accurate information. Failing to do so may invalidate your insurance and leave you without cover when you need to make a claim.
You don’t have to declare an SP30 to your insurance company. The DVLA doesn’t share your driving conviction information with insurers; it’s up to you to let them know. However, there can be a number of consequences if you don’t report it. The only way to determine if your insurer requires you to declare an SP30 is by checking your policy documents or speaking to them directly.
Conviction codes for breaking speed limits
Have you been caught speeding, it is a very common offence, use our speeding fine calculator tool to find out what to expect in terms of fine and points that you will receive.
| Conviction Code | Penalty Points | Stay on Licence |
|---|---|---|
| SP30 | 3–6 (depending on circumstances) | 4 years from date of offence |
| Exceeding Goods Vehicle Speed Limit | 3–6 | 4 years |
| Exceeding Passenger Vehicle Speed Limit | 3–6 | 4 years |
| Exceeding Speed Limit on a Public Road | 3–6 | 4 years |
| Exceeding Speed Limit on a Motorway | 3–6 | 4 years |
| Exceeding Goods Vehicle Speed Limit (excluding passenger and goods vehicles) | 3–6 | 4 years |
Speeding Fine Calculator
It is best to understand the offences you may incur for going beyond the speed limit. This way, you can avoid the hassles of facing possible charges or having your licence confiscated.
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Will I be able to take a speed awareness course instead of points?
| Road Speed Limit | Speed Awareness Course Threshold | Notes |
|---|---|---|
| 20 mph | Up to 31 mph | Eligibility varies by police force. |
| 30 mph | Up to 42 mph | Course usually offered once every 3 years. |
| 40 mph | Up to 53 mph | Not guaranteed—force discretion applies. |
| 50 mph | Up to 64 mph | Camera or officer discretion. |
| 60 mph | Up to 75 mph | Driver must not have taken a course in last 3 years. |
| 70 mph | Up to 86 mph | Higher speeds normally lead to prosecution. |
Reference: Speed Awareness Course eligibility follows national guidance as outlined on the official Police website: police.uk .
More Speeding SP30 UK FAQ’s
- Updated: 21 Nov 2025
- Reviewed by Eamonn Turley Insurance Expert