Tesco Temporary Car Insurance

Compare Tesco Temporary Car Insurance

All policies are fully comprehensive

Cover available from 1 hour to 28 days for cars and vans

Get short term cover in minutes

Compare Tesco temporary car insurance from leading insurers, including;

Why compare Tesco temporary car insurance at MultiQuoteTime?

MultiQuoteTime understands the hassle and stress of finding and comparing temporary car insurance quotes, with many insurance companies refusing to provide short term insurance

If you’re looking for short-term insurance , you’ve come to the right place. MultiQuoteTime’s partnership with GoShorty insurance allows you to compare multiple temporary insurance rates for cars and vans online and get instant cover.

Pay-as-you-drive car insurance that puts YOU in control!

Tesco Temporary Car Insurance Guide

Tesco Bank are able to provide UK customers with a wide range of insurance services including Tesco breakdown cover, Tesco Landlord Insurance, alongside Tesco car and Tesco van insurance. Tesco are not an insurance company but act as a broker for actual insurance companies. At the moment they do not offer temporary car insurance, although we expect that may change if in the future given the demand for this product in all parts of the United Kingdom, including Northern Ireland. Tesco is constantly expanding the range of insurance products and services it can offer. As they say, every little helps, even when looking for short term car insurance.

Multi Quote Time has partnered with GoShortly to provide a comparison service for temporary car Insurance, temporary van insurance and impounded car or van cover for 30 days. The process is all online, and you can choose to have instant cover or for the cover to start at a selected date and time in the future.

Temporary Car Insurance GoShorty Key Points Summary?

Fully comprehensive cover
1 hour to 28 days flexible cover
Low Excess
Drivers aged 19 to 75
Maximum car value is £65,000
Protect the car owner’s No Claims Discount

How much is Temporary Car Insurance?

The cost of temporary car or temporary van insurance depends on a number of factors. These include the duration of the insurance from 1 hour to 28 days, the type of vehicle being covered and the driver’s risk profile. Example, temporary car insurance for young drivers under 21 will be more expensive than experienced drivers with a good no claims history. The prices in the table below are based on the lowest sold prices by Goshorty over the period 07/22 to 07/23, expect to pay more, being a young driver with less driving experience

Temporary Car Insurance From:

Policy Duration	Starting Price
1 hour	From £16.98
2 hours	From £16.98
3 hours	From £17.12
4 hours	From £16.53
1 day	From £20.44
2 days	From £21.27
3 days	From £30.97
4 days	From £32.57
1 week	From £42.02
2 weeks	From £45.44

What do you need to take out Short Term Car Insurance?

In order to get a fast quote with Goshorty be sure to have the following information available during the quote process.

We will need to know what type of licence you hold and for how long you’ve had it.
Details of Car to be insured : The car make and model and registration of the car you want to drive.
Duration of cover requited : You can choose from 1 hour to 28 days popular choices include 1 day cover, 2 or three day, or weekly such as one week, two weeks or three weeks.
Car Owner’s Details If the owner is different to the driver then you will need to provide the name of the main owner, who is the car insured with, owner’s postcode and owner’s email address
Who is the car currently insured with, for example, Tesco Bank car insurance, Direct Line or another UK insurance provider
Start Date, The date you wish the cover to start. This can be to start immediately, or on a date to suit you

Some reasons that may require the need for Temporary Car Insurance

Temporary car insurance can help in a variety of common situation, see some typical examples below.

You have bought your first car and need to drive it home
You wish to borrow a car for one day, but do not wish to put the owner’s no claim’s history at risk.
Planned a day trip in a borrowed car.

How you reduce the costs of Temporary car Insurance

Some temporary car insurance companies will quote cheaper if you are able to take some or all of the following steps.

Buy a small car within a low insurance bracket
Avoid any modifications
Provide safe parking overnight.
Increase the Excess amount
Install a Black Box
Take extra driving awareness courses

When Comparing young driver short term insurance, check the excess

The excess is the amount that you would be liable for in the event of any claim. This is set by the insurance provider, and as such can vary from one insurance company to another. When you are comparing quotes do look at the actual excess amount as a cheaper quoted could be loaded with a high excess. GoShorty

Temporary Car Insurance FAQ’s

Is temporary Car insurance comprehensive?

This depends on the insurance provider or broker. Multi Quote Time work with GoShorty in the temporary insurance NI sector, all Go Shorty temporary insurance polices they sell are fully comprehensive

Does temporary car insurance show on mid?

Yes, but the process can take up to 24 hours. When you purchase a temporary insurance policy, the Motor Insurance Database (MID) needs to be updated. While some insurers may take up to a full day to reflect this change, you can still drive as long as you’ve provided accurate details during your application and received confirmation of your policy from the insurer. The MID update is important, but it doesn’t affect your legal ability to drive once your policy is confirmed.

Can you get car insurance for a few hours?

Yes, you can get car insurance for just a few hours. This type of short-term coverage is often referred to as temporary car insurance or hourly car insurance. It’s designed for situations where you only need coverage for a very brief period, such as:

Test-driving a car.
Borrowing someone else’s vehicle for a short trip.
Driving a car you’ve just purchased before arranging long-term insurance.
Covering a specific, time-limited need.

How much does temporary car insurance cost?

The cost of short term car or van insurance will depend on a number of factors, but the key determining factors will be as follows:

Your age and driving experience

The vehicle that cover is required, high value vehicles will be more expensive to cover than low insurance category vehicles.

The length of short term cover required

While these are the main factors, other things will come into play, too, like a recent speeding ticket and any additional extras you may wish to include in the cover.

Does the insurance cover me to transport my friend’s horse?

This is normally acceptable as long as some preconditions are met. These include no money or reward changing hands, except for fuel costs. If you provide this as a paying service, you will need additional insurance, termed ‘hire and reward van insurance.’

Do you need insurance to tax a car?

Road tax can only be purchased for a car that is insured. If you find yourself in this situation, you can purchase temporary car insurance for a few hours or days to meet the legal requirement for applying for road tax. This short-term solution allows you to get the necessary coverage quickly, ensuring you can tax your vehicle without committing to a long-term insurance policy.

Can I use temporary car insurance abroad?

Yes, cars can be driven abroad, but the journey must start and end in the UK or Northern Ireland. All insurance policies will be provided with the minimum level cover whilst driving in the European Union.

Can I buy insurance to export a vehicle outside of the UK?

Cover is only valid for journeys that both start and end within the UK. If you plan to drive outside the country, additional arrangements or international coverage may be required.

Discover other temporary car insurance providers

GoShorty insurance

Sky Temporary Car Insurance

Temporary Car Insurance Aviva

Tesco Temporary Car Insurance

RAC temporary Van Insurance

Hastings

Ageas Temp Insurance

LV Short Term Cover

MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

Updated: 26 March 2025
Reviewed by Eamonn Turley Insurance Expert