Who are MCE Motorbike Insurance

MCE Motorcycle Insurance is the topic of today’s review. This insurance provider was established in 1975 and is based out of Rushden, Northamptonshire. They insure all types of 2 wheel motorized transportation for both recreational and professional riders.

MCE are specialists in the provision of bike sport insurance that includes track day insurance and motocross insurance. MCE offers cover for any age and any bike type, and provides a multi-bike insurance option of up to 5 bikes under one policy. Other players in this field that should be considered include Bennetts bike insurance, MCE, Hastings Direct motorcycle insurance, and not forgetting what Just Motorcycle has to offer.

MCE Motorbike Insurance Available Products

There is food bike delivery insurance and  motorcycle courier insurance, both of these are specifically designed to meet the needs of a motorcycle delivery business. These policies provide unlimited number of drivers to be covered and unlimited mileage. 

MCE offer Low Insurance Rates

MCE stands out from others in offering bike insurance plans with low rates and includes breakdown recovery as standard. If you need 125cc motorbike insurance, especially for your bike, then check out what MCE has to offer.

What types of bikes are covered with MCE Motorcycle Insurance?

Only motorcycles with a displacement of 351 cc or higher can be covered by MCE Motorbike Insurance. This includes stock, custom and classic bikes. There are other policies that cover mopeds, scooters and monkey bikes, each of which have a smaller displacement engine.

What levels of UK MCE Motorcycle Insurance are available?

Third Party

• This is basic insurance that covers the costs of repairs and medical bills of the other party involved in the accident.
• Legal fees and property damage covered up to £1,200,000.
• Personal accident protection up to £1,000.
• Helmet with leathers covered.
• Breakdown and recovery protection. 

Third Party Fire and Theft

This is the same as Third Party but your bike is covered if it is damaged by a fire, vandalism, malicious act or is stolen.

Comprehensive

Comprehensive includes cover to you and your own vehicle and property 

What additional options are available with MCE Motorbike Insurance?

They offer a product called Excess Reducer Protection, which can lower the amount of excess you have to pay when making a claim by up to 50%. Also, No Claims Bonus protection keeps your NCB in place after a claim is made. For the novice driver, they also offer misfuelling coverage if you put the wrong fuel in the tank.

MCE Motorbike Insurance Company underwrites their own policies. They are known for being very competitive with low premiums. To help keep costs down, they are also known for having one of the highest excess amounts in this insurance sector.