See how LV Temp car insurance stacks up against the competition
Why compare short term car insurance at MultiQuoteTime?
Finding instant temporary car insurance can be difficult. MultiQuoteTime has partnered with GoShorty, giving you fast access to multiple quotes including London Victoria for short-term car or van insurance. Cover includes business use!
If you’re looking for short-term insurance, you have landed in the right place. MultiQuoteTime’s partnership with GoShorty insurance allows you to compare multiple temporary insurance rates for cars and vans online and buy online to get instant cover.
Pay-as-you-drive car insurance that puts YOU in control!
Guide to LV Temporary car Insurance
LV= (Liverpool Victoria) is one of a growing number of UK insurance companies that now offer temporary car insurance for drivers who need short-term coverage. They, like others that include Tesco Temporary car insurance and Sky Temporary car insurance, offer a flexible solution for those needing insurance from 1 hour to 28 days. Here’s a guide to LV’s temporary car insurance:
What is LV Temporary Car Insurance?
LV provides short-term insurance that is fully comprehensive to cover drivers that for example need to borrow a car or adding another driver for a limited period. It’s separate from any existing annual policy and can be activated quickly.
LV Temporary Car Insurance Key Features?
- Fully Comprehensive Cover: Ensures protection against damage to your vehicle, as well as other vehicles and property.
- Instant Coverage: Can be arranged online within minutes.
- Duration Flexibility: Policies range from 1 hour to 30 days.
- Separate Policy: This cover is independent, so it won’t affect the car owner’s no-claims bonus.
- UK and EU Coverage: LV’s policies cover driving in the UK and EU (up to 30 days).
LV Temporary Qualifying Conditions?
These are always subject to change, but currently LV stipulated the following qualifying condition for those seeking to take out temporary car insurance with them.
- Are aged between 19 and 75 years of age;
- Hold a Full United Kingdom driving licence, EU or EEA Driving licence
- Are not aware of any pending prosecution or Police enquiry pending for any motoring offences;
- Have no more than 6 penalty points on driving licence following motoring convictions,
- Have Had No more than 1 fault/non-fault claim in the last 3 years, regardless of fault;
- Have not had any of the following conviction codes DR, CD, DD, UT & DG or have any motoring conviction that has a driving ban in the last 5 years.
- Do not have any unspent criminal convictions (other than motoring offences that are acceptable under the scheme) or police cautions in the last 5 years.
- Have not had a motor insurance policy cancelled, voided, refused or had a premium increase
- Have no additional employment or occupation outside of that disclosed for the purposes of obtaining this insurance
- Your abode must not be any of the following Squat, Static Caravan, Caravan, Barge, Houseboat or No fixed Abode/address
Short Term Car Insurance FAQ’s
Is temporary Car insurance comprehensive?
This depends on the insurance provider or broker. Multi Quote Time work with GoShorty in the temporary insurance NI sector, all Go Shorty temporary insurance polices they sell are fully comprehensive
Does temporary car insurance Show on mid?
Yes, but it can take time, maximum of 24 hours. When you purchase a temporary insurance policy, the MID database must be updated. The insurance provider must update the database, and this may take 24 hours with some insurance providers.
But, as long as you have supplied all the correct details when applying for your insurance and received confirmation of your policy from the insurer, you can drive irrespective of what the MID database is showing.
Can you get car insurance for a few hours?
Short term car insurance with GoShorty is available from 1 hour to 4 weeks or 28 days.
How much is Temporary Car Insurance?
The cost will depend on a number of factors. The key factors include the duration of the insurance, the value of the vehicle being covered, and your driving history and age. The prices in the table below are based on the lowest sold prices by Goshorty over the period 07/22 to 07/23, expect to pay more for temporary young driver insurance under 21 or under 25.
Temporary Car Insurance From:
Edit
| Policy Duration | Starting Price |
|---|---|
| 1 hour | From £16.98 |
| 2 hours | From £16.98 |
| 3 hours | From £17.12 |
| 4 hours | From £16.53 |
| 1 day | From £20.44 |
| 2 days | From £21.27 |
| 3 days | From £30.97 |
| 4 days | From £32.57 |
| 1 week | From £42.02 |
| 2 weeks | From £45.44 |
How much does temporary car insurance cost?
The cost of short term car or van insurance will depend on a number of factors, but the key determining factors will be as follows:
- Your age and driving experience
- The vehicle that cover is required, high value vehicles will be more expensive to cover than low insurance category vehicles.
- The length of short term cover required
While these are the main factors, other things will come into play, too, like a recent speeding ticket and any additional extras you may wish to include in the cover.
Do You Need Insurance to Tax a Car?
Road tax can only be purchased for a car with insurance. If you find yourself in this situation, it is possible to purchase temp insurance for a few hours or a few days in order to apply for road tax
Can I use temporary car insurance abroad?
Yes, cars can be driven abroad, but the journey must start and end in the UK or Northern Ireland. All insurance policies will be provided with the minimum level cover whilst driving in the European Union.
Can I buy insurance to export a vehicle outside the UK?
No cover is only valid for journeys that start and end within the UK.
Temporary Car Insurance Providers
MultiQuoteTime have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN.751221). Company Registration Number 05044963. Data Protection Registration ZA456686.
- Updated: 28March 2025
- Reviewed by Eamonn Turley Insurance Expert