Hino Truck Insurance Comparison

Hino Truck Insurance

Compare Quotes Today

Compare Hino truck insurance quotes from a panel of specialist commercial vehicle brokers. Hino no longer sells new trucks in the UK, so whether you run a 300 Series, a 500 Series rigid or a 700 Series 8×4, including older or imported models, get cover rated on your vehicle, body type and how you use it.

FCA Regulated
Quick Form
No Obligation

Get Your Hino Truck Insurance Quotes

Compare from specialist commercial vehicle brokers

300, 500 & 700 Series covered
Cover for older and imported Hino models
Specialist truck insurance brokers
Multiple competitive quotes

Quotes are provided by a panel of specialist truck insurance brokers.

GET MULTIPLE QUOTES →
FCA regulated providers

MultiQuoteTime connects you with specialist brokers who understand the used and imported Hino market inside out.

  • 300 Series, 500 Series rigids and 700 Series 8×4 heavies all quoted.
  • Single trucks, owner-operators and commercial HGV fleet insurance arrangements handled.
  • Carriage of own goods and hire and reward classes both catered for.
  • Older Euro 4/5 stock and right-hand-drive imports considered, where mainstream insurers decline.

Why Compare Hino Truck Insurance with MultiQuoteTime?

Hino is a Japanese truck manufacturer and part of the Toyota Group, known for building reliable, durable commercial vehicles. Although Hino no longer sells new trucks in the UK, thousands of 300, 500 and 700 Series models remain in operation, so getting quotes from a panel of specialist truck insurance providers is the way to find tailored HGV cover at a competitive price.

The active UK fleet is now entirely used, much of it older Euro 4 and Euro 5 stock or right-hand-drive imports. On a mainstream comparison form built around current DAF, Scania and Volvo units, that profile often triggers a referral or a decline. The vehicles are not high-risk; high-street systems just have no quote path for an older Japanese badge. Specialist brokers rate a Hino on what matters: weight class, body type, use and claims history. For multi-vehicle cover or to review the UK panel, see our roundup of commercial truck insurance companies.

Hino 300 Series

3.5–7.5 Tonne — Light-Duty Distribution

  • Toyota-derived light commercial vehicle platform utilized for urban distribution, dropside, and light tipper operations.
  • Widely deployed across construction, landscaping, and regional trade fleets at the 7.5-tonne threshold.
  • Standard body configurations: dropside, box van, curtainsider, and light tipper.
  • Variants exceeding 3.5 tonnes require a C1 category driving licence; sub-3.5t models are clear for standard UK Category B licences (subject to test date and gross vehicle weight restrictions).

Hino 500 Series

Medium-Duty — Regional Rigid

  • Mid-weight rigid chassis engineered for regional distribution logistics and general haulage.
  • Mid-tier operational profile positioned between the light-duty 300 series and heavy-duty 700 series models.
  • Available body types encompass box van, curtainsider, and specialised tipper conversions.
  • Vehicles up to 7,500kg operate under C1 entitlement; configurations exceeding this gross weight limit require a full Category C licence.

Hino 700 Series

32 Tonne 8×4 — Heavy Construction

  • Heavy-duty 8×4 multi-axle chassis representing the core footprint of remaining UK fleet installations.
  • Powered by a 12.9-litre engine platform, typically delivering 410hp via a double-drive spring suspension setup.
  • Primary vocational applications include tippers, concrete mixers, and hookloaders across construction sites.
  • Requires a Category C licence to operate; notable operational volume remains within legacy Euro 4 and Euro 5 emissions categories. If managing multiple assets, compare commercial truck insurance companies active in the HGV underwriting market.

Vocational & Tipper Bodies

Specialist Construction Use

  • The majority of UK-based 700 Series variants feature bespoke vocational bodies rather than standard box haulage units.
  • Common integrations include steel/alloy tipper bodies, Stetter or Liebherr concrete mixers, and Hyva hookloader systems.
  • Frequently configured with crane and grab conversions from manufacturers such as Palfinger and Epsilon.
  • Ancillary machinery and specific body types alter the base insurance rating group; accurate declarations are required during the quotation stage.

Imported & RHD Hinos

Right-Hand-Drive & Grey Imports

  • Domestic Japanese-market models including the Ranger, Dutro, and Profia are occasionally imported to the UK.
  • Specialised commercial insurance brokers can underwrite grey imports that mainstream automated risk systems reject.
  • Providing import documentation, DVLA registration details, and exact factory specifications is necessary to secure coverage.
  • Underwriting schemes accommodate carriage of own goods alongside hire and reward commercial use cases.

Legacy & Older Hinos

Used & Higher-Mileage Vehicles

  • The prevailing UK Hino operating fleet consists of older used inventory, predominantly inside Euro 4 or Euro 5 limits.
  • Asset age, mileage history, and specialist parts replacement availability directly influence baseline insurance premiums.
  • Riders and operators can select between traditional market-value indices or structured agreed-value policy wording.
  • Maintained chassis histories with documented preventative maintenance inspections (PMIs) secure cleaner underwriting terms.

How Much Does Hino Truck Insurance Cost?

Hino premiums are priced individually. Because the UK fleet is older and entirely used, vehicle age, body type, parts availability and operational use carry more weight in underwriting than they would on a new mainstream HGV.

Rating FactorHow It Affects Your Premium
Vehicle Weight ClassA 7.5t 300 Series rates very differently to a 32t 700 Series 8×4. Heavier vehicles generally attract higher premiums.
Vehicle Age and ValueMost UK Hinos are older Euro 4/5 stock. Age and agreed value both influence the figure, as does parts availability.
Driver Age and ExperienceYears of relevant HGV experience and a clean licence typically help. Younger or newly qualified drivers usually rate higher.
Use of VehicleOwn-goods carriage, hire and reward, and construction site work each price differently. Declare the actual use accurately.
Annual MileageHigher mileage means more road exposure and generally a higher premium. Realistic estimates avoid issues at claim stage.
Geographic CoverUK-only cover is usually rated lower than policies extending to European haulage.
Claims HistoryA clean claims record over recent years supports lower premiums; recent at-fault claims push them up.
Overnight LocationWhere the truck is kept overnight, whether a secure depot, yard or roadside, affects theft and damage risk.
Body Type and ConversionsTippers, mixers and hookloaders carry different risk profiles to a plain rigid. Crane and grab conversions add complexity.
Security and TrackingImmobilisers, alarms and telematics or tracking can support a more competitive rate.
Voluntary ExcessA higher voluntary excess can lower the premium, but make sure it stays affordable if you need to claim.
Fleet SizeIf you operate two or more trucks, commercial HGV fleet insurance is often more cost-effective than separate single-vehicle policies.

For an accurate figure, compare quotes from brokers who know the heavy commercial and vocational market rather than a high-street panel. For wider context, see our roundup of commercial truck insurance companies and which specialise in older, heavy rigid and construction vehicles.

Eamonn Turley
Last Updated: 02 March 2026
Reviewed by: Eamonn Turley, Insurance Specialist

Multi Quote Time Multiquotetime Ltd, registered in England, company number 14048779. Registered Office Floor 2, 50 Princes Street, Ipswich, Suffolk, IP1 1RJ.

Multiquotetime Ltd is an Introducer Appointed Representative (IAR) of Policy Link Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN: 916480).

Editorial Disclaimer: The information contained on this webpage is for editorial purposes only and not intended as financial advice. The insurance systems do not specifically cater to these risks, but may cover circumstances such as these.

Scroll to Top