Mini Fleet insurance
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A Guide to Mini Fleet Insurance
Mini fleet insurance offered by Aviva is designed to provide coverage for multiple vehicles under a single policy, typically tailored for businesses or individuals who own or operate a small fleet of vehicles. Here’s a breakdown of what mini fleet insurance policy can include:
In order to get the best deal on car rental business insurance or indeed any insurance product, it’s vital that you compare quotes from a wide range of providers
We can provide you with access to a range of quotes from a panel of UK fleet insurance brokers that are able to tailor polices to you or your business’s individual requirements.
- Cover available for all types of motorcycles
- Polices can be tailored to your requirements
- Flexible payment options
- One short form – save time & money
- All Fleet sizes from 2 cars upwards or a mix of vehicles.
What are the the levels of cover available?
There are three major levels of cover for motorcycle fleets, which includes:
| Level of Cover | What It Includes |
|---|---|
| Third Party Only | This is the minimum level of cover required by law. Third Party Only insurance provides protection for damage you cause to a third party’s vehicle or property. |
| Third Party Fire and Theft | Includes all the protection of Third Party Only cover, plus additional cover for damage to your fleet caused by fire or theft. |
| Fully Comprehensive | The highest level of cover. It includes everything in the previous levels, along with protection for damage to your own fleet, even if you or one of your drivers is at fault. |
| Optional Add-On Cover | |
| Accessories Cover | Provides compensation for the loss or damage of key accessories such as your helmet and gloves. |
| Goods in Transit | Covers any goods you are transporting or delivering, protecting against loss, theft, or damage while in transit. |
Covers, features and benefits
- Legal liability for death or injury to any person, including passengers (unlimited)
- Legal liability for damage to other people’s property (limit £20,000,000 for cars and motorcycles, £5,000,000 for all other vehicles)
- Legal costs incurred with insurer consent in connection with a claim against you
- Damage to the insured vehicle and attached trailer
- Glass cover
- Accident recovery & Club Approved Repairer Service
- Legal services and advice
Optional covers For Private Cars or Goods-carrying vehicles – up to 7.5 tonnes GVW
- Accident assistance
- Breakdown assistance
- Personal belongings and effects cover (£350)
- Increased medical expenses cover (£350)
This product is aimed at anyone with more than 1 motorbike that needs to be insured. Example, a private individual or a motorcycle dispatch business that needs cover for multiple bikes.
If you have a diverse fleet that includes various types of vehicles, it’s worth considering a multi-vehicle fleet policy. This type of policy allows you to insure different kinds of vehicles, such as electric cars, vans, car rental business fleet, minibuses, and HGV’s, under a single comprehensive policy
If you have a diverse fleet that includes various types of vehicles, it’s worth considering a multi-vehicle fleet policy. This type of policy allows you to insure different kinds of vehicles, such as cars, vans, motorcycles, and campervans, under a single comprehensive policy
Key exceptions or limitations
Exceptions to loss of or damage to your vehicle
- Loss of use, wear and tear, depreciation, or mechanical, electrical, electronic, computer breakdowns, failures or breakages
- Damage to tyres caused by braking or by punctures, cuts or bursts
- Loss or damage arising from theft whilst the ignition keys of your vehicle have been left in or on your vehicle
Time To Get Multiple Quotes Easily
As our name suggests, we can provide multiple quotes for motorcycle fleet insurance. Simply click the Get Quotes option below and fill in a quick form to get access to multiple quotes. Then all you have to do is pick the best one!
Did you know? Having your eco-friendly fleet insured on the same policy means you don’t have to remember different renewal dates – one policy means one renewal date
- Updated: 01 Dec 2025
- Reviewed by Eamonn Turley Insurance Expert