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Guide to NFU Motor Trade Insurance
The Motor Trade Insurance offered by NFU Motor Trade Insurance provides cover suited to a variety of motor trades. The company is a member of the Association of British Insurers and is registered in England.
Flexible Cover for Your Business Needs
What’s Covered in Motor Trade Insurance?
- Road Risks: This includes cover for your own vehicles and customers’ vehicles, whether you are test-driving them, servicing, maintaining, or selling them on a day-to-day basis, just as in any other motor trade activity.
- Liabilities: Employers’ Liability up to £10 million; Public and Product Liability up to £2.5 million; and more.
- Property: Complete coverage for your business premises, including buildings, contents, and stock contained therein.
- Business Interruption: Protection against loss of income or gross profit due to property damage
What’s Not Included
No matter how extensive the coverage of a car insurance law or insurance policy may claim to be, there are some exclusions that must be known by the car and other insurers. These include claims for an unattended vehicle, theft from a car, injury, or damage caused by maintenance.
It is important to review exclusions to clearly understand what is covered by a car insurance policy and commercial vehicle insurance policies and limits while making claims.
Why Choose NFU Motor Trade Insurance
- Heritage: NFU Motor Trade Insurance has the experience and knowledge of insurance that extends over a century.
- Mutual Bonus: There are loyalty rewards for policyholders through Mutual Bonus, thereby allowing you to save when you renew.
- Local Presence: NFU Motor Trade Insurance goes beyond being an insurer—it is part of your community.
Take Action to Protect Your Business
- Get a Quote: Are you ready to protect your business? Get a quote today.
- Existing Customers: Do you have a policy? You can manage your policy, ask about renewals, or make changes through our customer portal.
- Claims: If you need to make a claim, don’t fail to notify NFU Motor Trade Insurance quickly. They will help you throughout this process.
NFU Motor Trade Insurance is an essential solution for individuals and businesses operating in the motor trade industry. Whether you are a motor trader, involved in farming insurance, or own premises for an MOT centre, this comprehensive insurance coverage offers vital protection against the various risks that come with these operations
If you wish to know more about the cost of motor trade insurance, click here.
NFU Mutual Motor Trade Insurance Contact Numbers
| Customer Services | 0370 845 8458 |
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Frequently Asked Questions
*51% of consumers could save £685.51 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2025. The savings you could achieve are dependent on your individual circumstances.
MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice
- Updated: 01 April 2025
- Reviewed by Eamonn Turley Insurance Expert