Amazon Flex Insurance UK
Compare Amazon Flex Insurance UK Quotes
Compare Amazon Flex insurance policies from leading insurers, including;
Why compare Amazon Flex insurance with MultiQuoteTime.co.uk?
The Amazon delivery app provides a platform that enables anyone to use their own vehicle to earn extra money delivering parcels for Amazon. The major appeal of the app is that it allows you to work flexible hours that suit your busy lifestyle. If you’re considering working as a contractor for Amazon, you’re likely searching for suitable insurance that covers you as an Amazon Flex driver—without cutting too much into your profits.”
MultiQuoteTime have partnered with Quotezone to give you access to multiple quotes to enable you to compare a range of available insurance options. MultiQuoteTime.co.uk makes it easy for you to start comparing multiple Amazon Flex insurance providers—all in one place.
Amazon Flex Insurance
Becoming a delivery driver for Amazon is an attractive option for those that like to have some flexibility in their working hours or to earn some extra during the summer months or Christmastime. The demand that first surged during COVID has not only remained, but increased. As such, the demand for delivery drivers has remained high, particularly in London and other large UK cities. And everyone knows that Amazon with Jeff Bezos at the helm is one of the most reliable and trusted online shopping and delivery services.
Did you know that between 2018 and 2020, the number of UK households subscribed to Amazon went from 5 million to 8 million respectively? It’s never been a better time to be an Amazon courier driver, but what is Amazon Flex Insurance? And how can it help you as a courier? Let’s find out more.
Which vehicle categories does Amazon Flex insurance provide cover for?
Self-employed courier insurance in the UK covers various vehicles used for delivery services, including personal vehicles listed below.
What Does Amazon Flex Insurance Cover?
Before we go any further about the certain rules and regulations you need to adhere to, let’s get a quick example of what this type of vehicle insurance provides cover for:
A major issue with Flex Insurance is the definition of when you are or are not working for the company. Your coverage will only start from the moment you arrive at the depot to collect packages from Amazon. And the coverage ends at the exact moment you complete the delivery or at the moment you arrive back at the depot to drop off any undelivered packages. If an accident occurs within those times, you will be covered by the Amazon policy.
Just remember that the policy doesn’t cover the drive home from the depot or your home to the depot before you start work. If you do have a road accident with another vehicle when you are working for Amazon, the policy should also cover their damages as well. But this is all in accordance with the rules in the policy.
What type of insurance do I need for Amazon?
All Amazon Flex drivers will need some form of insurance coverage. It’s a legal requirement that you have delivery driver insurance for this type of job. And although you will have standard car insurance, it probably won’t cover you for outside deliveries. In one way or another, you’ll need a Business Class 3 or commercial vehicle insurance. Amazon flex FAQ’s could be more helpful on this very important question.
The very definition of Business Class 3 can vary, but is generally geared to someone who is travelling between business or delivery locations. And if you do have a pre-existing plan, make sure it covers Amazon Flex, or it might be surplus to your needs. Some insurance companies don’t cover any kind of courier work, so please be careful in that regard.
Who Provides Flexible Delivery Insurance?
To work for Amazon or other delivery services, you will need hire and reward insurance also referred to as courier insurance. A growing number of insurance providers are now offering this type of insurance policy, but the 2 main players are Zego and INSHUR. Both of these providers are able to offer flexible cover for Amazon flex drivers.
- INSHUR are able to offer flexible cover on a pay as you use basis, which is very popular, but they also provide annual cover. INSHUR is also a leading provider of London PCO insurance for private hire drivers.
- Zego can provide weekly, monthly, or annual insurance policies.
Also check with your current insurance provider, as a growing number of insurance companies are now also catching up and providing this type of cover.
What is not covered with a Flex policy?
Below are just some examples of usages that are excluded from a typical vehicle delivery insurance policy.
- Any kind of social, pleasure, or domestic driving.
- Any type of incident where you have lent your vehicle to another person.
- Carriage of passengers for reward,
- If you are carrying trailers heavier than permitted by UK law.
Obtaining the correct insurance is essential if you are planning to work as a courier for the online shopping giants. You will be covered for any accidents incurred during working hours but not for accidents outside that time period.
How to get cheaper insurance quotes?
Why does the price of insurance vary across insurance companies? The answer to this question is why you should always compare insurance quotes. Insurance companies assess various common factors, such as the driver’s age and claims history, when determining premiums. However, the weight each insurer assigns to these factors can differ, leading to variations in the final premium calculation.
So, one insurance company can quote £300, and another £200 for the exact same coverage! This is why one of the most effective ways to get cheaper insurance is to obtain multiple quotes and compare deals.
In addition to obtaining multiple quotes, MultiQuoteTime advises reading and taking proactive steps, as detailed in the sections below.
Improve security of item or items to be insured
In relation to a delivery vehicle this includes safe parking when not in use, such as off-road or parked in a locked garage. Does the vehicle have a working alarm? Can you add additional security measures, such as tracking devices or immobilisers? Taking these preventive steps can lead to cheaper insurance.
Possible Upside: : Many insurers offer discounts for vehicles equipped with advanced security features that reduce risk of theft or damage
Regularly Review and Update Your Policy:
Just accepting the renewal quote was common before comparison sites like MultiQuoteTime provided access to multiple quotes by completing one online form.
Your insurance needs may have changed since you first took out the cover; you may no longer need the new-for-old option or the breakdown cover that you added as an extra.
Possible Upside: : Removing cover that is not required should lower the overall cost of insurance.
Consider Pay-as-You-Use Insurance:
This is more mainstream, with more providers now offering this style of coverage. For example, pay-as-you-go car insurance is now a popular choice for those who only use their vehicles for leisure.
Possible Upside: If you are an infrequent user, why pay the same premium as someone who is on the road each and every day?
How to compare Amazon Flex insurance quotes at MultiQuoteTime.co.uk
Frequently Asked Questions
- Updated: 12 March 2025
- Reviewed by Eamonn Turley Insurance Expert