Gem motoring assist Breakdown cover

Compare Gem motoring assist insurance

Fast, Simple & Free Service

You could pay from £15.49 per year*

Quickly compare multiple quotes

Get Multiple Quotes

Compare breakdown cover from leading providers, including;

Why compare Gem motoring assist breakdown cover with MultiQuoteTime?

MultiQuoteTime understands how time-consuming and, at times, frustrating it can be to get affordable breakdown cover that meets your individual requirements.

By partnering with Quotezone, we can now provide you with access to multiple quotes. Start getting multiple choices on breakdown cover. Get started by simply completing one easy form to obtain multiple quotes – and it’s 100% free!

GEM Motoring Assist Breakdown

Protect your vehicles today. Get breakdown cover quotes. If you already have a fleet insurance for new business, check if breakdown cover is included; if not, consider other providers including Gem motoring assist.

Compare the latest prices, special offers and product features for Gem motoring assist Insurance’s breakdown cover products
Click the links provided for more information or get a personalised quote direct from Gem

What is the cost of Gem Motoring Assist

Recovery Extra

Single £80.55 (normally £96.66)
2 people £107.68 (normally £129.21)
3 people £153.91 (normally £184.69)

Recovery Reclaim

Single £65.42 (normally £78.50)
2 people £82.39 (normally £98.86)
3 people £119.30 (normally £143.15)

What Customers say

GEM Motoring Assist has been in business protecting stranded motorists in the UK for over 40 years. They have a good reputation for being on time with polite and courteous service.

GEM Motoring Assist Auto Driver Power Survey

Their latest award is they were Number 1 in the Auto Driver Power Survey in 2019, and they are rated with 5 stars from defaqto in 2020.

Pros

Award-winning all-inclusive breakdown cover

Cover for Car, Caravan & Motorhome + Van & Motorcycle

Roadside Assistance,Nationwide Recovery,Home Assistance,Onward Travel

Unlimited callouts, punctures, flat batteries and running out of fuel are all covered.

Cons

Roadside cover is capped at one hour after the mechanic arrival time.

Other competitors can offer more optional extras than Assist currently offer.

GEM Motoring Assist Smartphone App

Like most, but not all, providers of breakdown cover, GEM offers a smartphone app for both Android and Apple. Not the most user-friendly app in the world.

What happens if I break down? – How to contact Gem Motoring Assist

If you need roadside assistance, Gem offers contact options by phone or their smart app.

By App – Use the GEM Motoring Assist app to inform them of a breakdown.
By Phone – Call 0330 999 2505, open 24/7.

GEM Motoring Assist Reviewed

What does GEM breakdown services offer?

Since 1978 this motoring organization has offered breakdown assistance to help the stranded motorist. This includes;

What are the different typRoadside assistance anywhere in the UK where repairs will be made or the vehicle is towed to a destination of your choosing in the UK or a repair garage.es of cover available with PAYG car insurance?

With GEM the cover is personal breakdown cover. This means the breakdown cover is valid regardless of the vehicle that you are driving. So cover will extend to driving a motorhome, a motorbikes, small trailer or a van.

What vehicles are covered by Gem Motoring Assist?

Eligible vehicles for GEM breakdown cover include private cars and motorcycles. Also included are vans that weigh less than 2500 kg. Caravans and motorhome breakdown cover is available if they are less than 7 m long and 2.3 m wide. Trailers are also covered if they are less than 3.05 m long and have a standard 50 mm coupling.

Are there any vehicles not covered by Gem Motoring Assist?

Private and public for hire vehicles are not covered by GEM. Any vehicle or trailer used to transport animals, like a horsebox, is also not covered. For this type of cover, you will need to consider specific horsebox insurance with a breakdown policy included.

What covers are offered with GEM breakdown?

There are two options, Recovery EXTRA and Recovery RECLAIM. Both are full comprehensive cover. The difference is how the member pays.

1. Recovery EXTRA no payment when services are rendered.

2. Recovery RECLAIM the member must pay for the services when assistance is rendered then file for reimbursement.

Does Gem Motoring Assist cover include parts?

Gem, like all providers of UK breakdown cover, does not provide cover for parts. The key cover is roadside assistance by a mechanic who will try and get you back on the road.

You could pay from £15.49 per year* *Based on quote data provided by Seopa Ltd during November 2024. This quote was provided to the majority of customers. The quote price you could achieve is dependent on your individual circumstances.

MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

Updated: 02 April 2025
Reviewed by Eamonn Turley Insurance Expert