Tesco Home Insurance

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Compare Tesco home insurance against leading insurers and see how much you can save!

Why compare unoccupied home insurance at MultiQuoteTime?

MultiQuoteTime understands the hassle and stress of finding & comparing insurance quotes from multiple UK insurance providers.

To save you time, and we hope money, we have partnered with Quotezone to provide you access to an online comparison tool. Complete one easy online form to obtain multiple quotes – and it’s 100% free!

How to get multiple home insurance quotes?

Complete online form: This should take under 5 minutes

Choose policy extras: add extra cover, for example, contents or outdoor building’s insurance.

Compare deals: use the smart filter to remove options that do not meet your insurance requirements

Select deal or keep searching: If you like the price, great; if you don’t, that’s fine too. No pressure

What types of home insurance cover does the Tesco offer?

Tesco offers a range of cover options, allowing you to choose buildings insurance, contents insurance, or a combined policy that covers both. Please note that the figures are indicative and subject to change. For the latest figures and terms, please visit the Tesco home insurance page.

Tesco contents insurance

Covers the cost of replacing your home contents if they’re damaged or stolen.

Choose new-for-old contents cover with flexible limits of £50,000, £75,000, or £100,000 to suit your needs.

Protects your home entertainment equipment — including your TV, tablet, and laptop — against accidental damage.

Tesco buildings insurance

Protects your home’s walls, windows, roof, and selected fixtures and fittings against damage.

Get unlimited cover to repair or rebuild your home, giving you peace of mind no matter the damage.

Includes cover for alternative accommodation.

Coverage includes permanent fixtures like showers, baths, and built-in kitchens.

Tesco combined buildings and contents insurance

For when you want to cover both your building and its contents in a single policy.

Choose new-for-old contents cover with flexible limits of £50,000, £75,000, or £100,000 tailored to your requirements.

Unlimited buildings cover is provided as standard.

Who underwrites Tesco Bank Home insurance?

Tesco Bank Home Insurance is underwritten by Tesco Underwriting Ltd. Tesco Underwriting Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority

Optional Benefits

Care Cover	Optional Extras
Buildings	Accidental damage cover
Contents	Accidental damage cover
Contents	Covers unspecified personal possessions such as jewellery and electronic items.
Contents	Cover for specified personal possessions
Contents	Pedal cycles

Buildings Cover typically excludes

Storm or flood damage to hedges and fences may not always be covered—check your policy for details.

Legal costs for removing squatters.

Escape of water if the water or heating installation is in an outside building.

See terms for full list of buildings cover exclusions that will apply to your home buildings policy

Buildings Cover typically excludes

Theft when the home is occupied by someone outside your family.

Loss of metered oil or water if the home is left unoccupied or unfurnished.

Escape of water if the water or heating installation is in an outside building.

Malicous damage: Damage caused intentionally by others

See terms for full list of buildings cover exclsiuons that will apply to your home buildsing policy

Highlights of Tesco Home Insurance

Some reasons why you may choose Tesco Home insurance over its competitors

Unlimited buildings

Unlimited buildings cover as standard

Discounts

Discounts for Club card members

Alternative accommodation

Alternative accommodation cover included

How Home insurance is calculated and how to save money on the cost of cover

Factors like location and property security influence the cost of home or buildings Insurance. Consider these tips to lower costs:

Location: If buying a new property, choose an area with lower crime rates to reduce premiums

Make your home secure: Install safety measures like smoke alarms and deadlocks to minimize risks and lower insurance expenses.

Claims Frequency: Avoid making small claims, as over time this will increase your actual insurance costs.

Pay Annually: Opt for annual payments to avoid extra fees associated with monthly payments.

By choosing a higher voluntary excess, you may be able to lower the cost of your premium. Speak with your insurance company to understand how this could affect your policy.