Soft Play Insurance
Compare UK Soft Play Liability Insurance
Compare soft play insurance policies from leading insurers, including;
Why compare soft play insurance with MultiQuoteTime?
With MultiQuoteTime, through its partnership with Quotezone, you can easily compare multiple soft play indoor or outdoor insurance quotes from insurers that specialise in public liability insurance. We understand that finding the right cover can be both time-consuming and at times frustrating
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Guide To UK Soft Play Insurance?
Soft play insurance provides protection against claims from users of the indoor soft play facility. These claims can include injury claims or property damage claims. If the owner of an indoor or outdoor play centre is found to be responsible, they will be liable for injury claims, which can be substantial. So whilst this type of insurance is not a legal requirement, it will protect your business should any third party make a claim that you are subsequently found liable for. It is also important to note that these types of venues can attract that small minority of people that set out to make false claims to try and enrich themselves.
What Type of Insurance do you need for a Soft Play Business?
Owners of a soft play business should consider public liability insurance (PL). This type of cover will protect the business in the event of claims by a third party whilst using the facilities or on the business property. PL Insuarnce is available at different levels of cover, typically ranging from £1,000,000 to £10,000,000. Please see the table below.
What Levels Of Soft Play Public Liability Cover Are Available?
| Public liability (PL) Options | Levels of Cover Available |
|---|---|
| (PL) | £1,000,000 |
| (PL) | £2,000,000 |
| (PL) | £5,000,000 |
| (PL) | £10,000,000 |
Do You Legally Need Insurance For A Soft Play Business?
Insurance for an Indoor or outdoor Play Centre is not a legal requirement, but having it may be mandated by event organisers. Before being accepted to any outdoor or indoor event, the organisers will most certainly ask to see the level of liability cover that your business has in place.
Is Soft Play A Good Business Venture?
Opening a soft play facility can be a good business if it is situated in a location with a high population of children and parents who have a disposable income. An indoor play facility will enable parents to get their children away from the computer screen and encourage them to be active.
Indoor soft play centres are popular in the UK because of the high number of rainy days, making it difficult for kids to play outside. For the business to be successful, you will need to consider the number of children in the area and the disposable income of their parents.
Parents are important and must also be considered while their kids are playing. Most play centres will have a relaxation area for parents where they can sip coffee, have a snack, chat with other parents, and relax.
Focus on attracting and retaining customers : Make the play Center a GOTO family location, with facilities for both you and old. Ideas include Coffee shop snack food or even a restaurant. Other ideas include a gym for the those that like to stay trim and healthy. So whilst the kids play, the parents workout or sip a latte
Watch the competition : A successful soft play business will attract competition, so always try and strand out from the crowd and be one step ahead. Example, offer lifetime memberships and try and build a moat that makes it difficult for another business to compete.
What types of insurance do soft play owners need?
There is no specific outdoor or indoor play insurance policy as such; rather, it is made up of different elements. Below, we have outlined the available options that can help safeguard your business from financial risks.
Public Liability Coverage
This is financial and legal protection if a claim is made against you by a third party (e.g., a member of the public who is hurt when using your play equipment). During the quote process for lash technician insurance, you will be prompted to choose a level of Public Liability coverage, but this can be changed later based on advice from your preferred insurance provider, depending on the typical level of claims awarded to the public.
Product Liability Coverage
This financially protects you if the eyelash extension itself is at fault and the reason for a claim being made against you. The source of the claim against you can be a problem with the eyelash extensions that you applied to your customer
Property Damage & Theft Insurance
Play equipment and inflatables can be expensive and can be the target of theft or damaged when on hire. This type of cover will cover damage in storage or when on hire.
Business interpretation
Business interpretation cover will protect if you are unable to continue your daily business due to an insured event, e.g., theft of equipment or damage by fire. The cover is normally for a fixed time period to enable you to get back on your feet and continue normal business activities.
Employer liability Insurance
For any business with staff, this is the type of coverage that protects the owner if an employee makes any type of claim against the business or the owner. This is a requirement under UK law for any business, including salon owners, who have at least a part-time employee working for them
In addition to soft play liability insurance, you may wish to consider including additional cover. Please take note that employer’s liability is the only one that is a legal requirement. If you have employees, you must by UK law have the correct level of employer’s liability insurance to operate within the law. The most common request is currently for bouncy castle insurance, followed by Inflatable Bar Fly insurance.
What you need to get quotes at MultiQuoteTime.co.uk
To ensure you can quickly receive soft play insurance options that can be tailored to your business requirements, please have the following information ready:
Play insurance or play centre insurance quotes are available from a range of specialist UK brokers, get multiple quotes and start comparing available options today.
Frequently Asked Questions
- Updated: 20 March 2025
- Reviewed by Eamonn Turley Insurance Expert