Car Transporter Insurance

There are two forms of liability insurance: public liability insurance and employers’ liability cover. Public liability insurance offers financial coverage for compensation payouts and legal fees if you receive a liability claim from a member of the public. On the other hand, the employers’ liability insurance covers the costs associated with illness, damages and death caused to your employee due to the services they render to you.

Particularly, road risk insurance insures you and your employees from losses that may arise from driving a vehicle that doesn’t belong to you during business activities. It is required by law for every vehicle transporter.

If you need car coverage as they are being loaded or unloaded from the vehicle that transported them, then loading and unloading insurance is for you.

You can go for personal item insurance to protect the driver’s personal belongings that may be damaged or lost during work activities.

To get compensation for your business items that get stolen, lost or damaged during the job, go for this kind of insurance. Items eligible for replacement may vary with different insurers, but the common ones are straps, webbing straps, ropes, trailer curtains and tarpaulin.

This is also called GIT or freight liability cover. It offers protection for damages or losses that may happen to the transported vehicles.

For vehicle transporters who store cars before, during or after transporting them, this insurance policy will protect against loss, theft or damage

This protects your business premises (office, yards, garages) against flood events, vandalism, and fire. You may also include content cover to insure office items and other valuables within the premises.

If your business stops operating because of events out of your control, this insurance offers financial assistance for lost income.