Compare direct line van insurance
Compare direct line van insurance policies from leading insurers, including;
Why compare direct line van insurance with MultiQuoteTime?
If you own a van in the UK, you’re legally required to have van insurance in place.
Searching for a great deal on van insurance in the UK or NI? MultiQuoteTime has partnered with Quotezone.co.uk to help you compare multiple quotes and options from leading UK insurance providers.
The quote comparison tool will enable you from upto 40 leading van insurance providers. The results can be easily filtered using intuitive filters to let you home in on the quotes that meet your individual requirements.
This brand was established over 10 years ago, Van Line Direct is a UK-based van insurance broker that specialises in providing affordable insurance policies to van owners and van fleet operators.
When it comes to customer services, they have taken the automated route with chatbots etc, the opposite approach of the Van Experts Insurance experts who maintain a personal relationship with their customer. The choice is yours, the automated route does save money and that may be passed on to you the end user.
Finding the best van insurance cover involves searching and comparing all the available options to find an insurance provider that is best able to your requirements within your budget.
We work in partnership with Quote Zone who provide a simple form which once completed is submitted to a specialist panel of brokers. To get multiple quotes, select GET QUOTES button above and provide basic information to a panel of UK brokers. The panel of UK brokers also offer comparative quotes for multi van insurance, a product that is geared towards a business that relies on vans in their day-to-day business.
Van Line Direct Insurance Services Qualifying Conditions
Van insurance is available, but the vehicle must meet the following qualifying criteria.
- Gross weight under 3.5 Tonne. 8 seats or fewer.
- Diver from England, Wales and Scotland over 21. For whatever reason if you live in Norther Ireland minim age is 22, seems a little unfair in my book.
- Will not cover a list of business categories that include fashion industry, professional sports, min cab drivers and foreign services
Who provides Direct line van insurance in the UK
Direct line insurance services were the first to introduce the concept of multi van insurance, but many followed suit, with Tesco van insurance being one of the most popular UK products, followed by Post Office van insurance.
If you insure more than one car with Direct Line, you are eligible for a number of discounts and benefits. A big benefit and obvious selling point is the Uninsured driver promise, in which Direct Line will pay out if you are hit by an uninsured motorist.
What is the best van insurance policy
Finding the best of anything is difficult, and it really depends on your individual needs. The best approach is to spend some time and create a list of your basic requirements, and a secondary list of would be nice.
The second list could include items like best breakdown cover in the UK and Europe, legal expense cover, no claim’s protection cover or windscreen cover. These elements are optional.
The next step is to compare quotes from specialist van insurance companies. Use comparative services like that offer by Multi Quote Time to get started, but also visit insurance sites directly. Some key players to include in your search include Tesco Van Insurance, Direct Line, AXA and Gladiator van insurance. If you need any driver van insurance expect to pay extra for the additional risk, if on a budget best to stick with a named driver policy.
Remember, what was the best deal may not turn out to be the best available when it comes to renewal time. The time was when you stayed with one broker, but with the ease of comparison and buying a policy online this is no longer the case. It is a fact that some brokers offer their best deals to entice new customers.
What factors can affect the price of van insurance?
Van insurance quotes for private or personal us are based on a number of variables personal to you and the van you drive. They can include:
- Age of Van, value and cost of parts and labour to repair,
- Use is a simple day van that you only use for fishing or other sports and leisure activities
- Where the van is stored when not in use and overall van security
- Your occupation, some occupations for example a police officer will benefit the driver as falling into a lower risk occupation category
- The amount of voluntary excess, increasing this, will likely reduce the cost of cover
- Your age and where you live. If you are parking your van in a high risk post code associated with a high crime rate, expect to pay more.
- How many miles covered : Insurance provider will request information on estimated mileage. If you are on the road every day clocking up the miles, expect to pay more than a driver who uses his/her van less frequently
Can having a Van Fleet insurance policy save the owner money?
A direct fleet van insurance policy will have a clear advantage in the ease of management in comparison. It should in most cases also provide savings over the traditional multi policy route. Having said that, it is always best to compare both options as in some cases the traditional route could work out cheaper. One big advantage with the fleet insurance route is that most providers will offer discount as and when you add new vehicles to the policy.
The best van insurance policy is not the cheapest
When searching for the best multi vehicle policy, do not make the mistake of thinking the cheapest is the best. Base your decision on the level of cover that the policy provides and not the price.
Is it always cheaper to have a multi van insurance policy?
In most instance yes, but not always. Each driver’s premium is determined by their risk factor. High risk drivers include;
- Young persons under the age of 25
- Elderly drivers over the age of 74
- Convicted criminals
- Drivers with road violations or tickets
- Drivers who have been at fault in vehicle accidents in the past
By listing a driver who is considered high risk in a policy, the premiums will be higher than for a low risk driver. This is for both listing them as a primary or secondary driver, which will raise the cost of the premium. A named driver policy should work out lower than an any driver fleet insurance policy, but the extra flexibility may be worth the extra payment.
The multi van insurance policy is made to help lower the costs of insurance for families and those living together who have more than one vehicle. However, as previously mentioned, in some cases it can be cheaper to taking out traditional one car one policy cover. The vehicle protected must be for personal use and not used in a business and can be cars, trucks, vans, motorcycles and scooters. Business multi fleet cover and multi van insurance is also available, but as it is for business use it will work out more expensive.
Direct Line Customers Contact Number
| General enquiries – Mon – Fri 8am – 9pm Sat 9am – 5pm Sun 9am – 4pm | 0345 878 5155 |
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How to compare any driver van insurance with MultiQuoteTime
As easy as 1, 2, 3!
Van details
Details about the van: The make and model, its age, and the estimated replacement value. Also, provide an estimation of the expected annual mileage.
Insurance requirements
Level of van insurance required: Do you need extra cover? For example, legal protection cover. These can be added if required. It is also possible to remove these, as they are optional extras.
Details of owner/driver restrictions
Personal details: age, name, postcode, and driving insurance claims history.
* 51% of consumers could save £668.40 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2024. The savings you could achieve are dependent on your individual circumstances
- Updated: 20 March 2025
- Reviewed by Eamonn Turley Insurance Expert
MultiQuoteTime Ltd Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice