Bailey Caravan Insurance
Compare Quotes Today
Compare Bailey caravan insurance quotes from specialist touring caravan brokers, covering the Pegasus, Phoenix+, Unicorn and Alicanto ranges.
Get Your Bailey Caravan Insurance Quotes
Compare from specialist caravan insurance brokers
Quotes are provided by a panel of FCA-regulated insurance providers.
Get Multiple Quotes
About Bailey
Bailey is a family-run business established in 1948 by Martin Bailey, who built the first Bailey caravan in his South Bristol garage a year earlier in 1947. The company specialises in designing, building and testing leisure vehicles, and is the UK’s longest-established caravan, motorhome and campervan manufacturer.
Bailey has been based at its South Liberty Lane site in Bristol since 1960, and has remained under the ownership of the Howard family since 1977. The company expanded from caravans into motorhome production in 2011, and its Alu-Tech bodyshell construction is used across much of the current touring caravan range.
What’s New for Bailey in 2026
- Phoenix Black Edition and Pegasus Black Edition launched for 2026, both featuring a new two-tone GRP body, black alloy wheels and darker trim finishes throughout.
- Interior refresh across the Black Edition ranges drops curtains entirely in favour of upholstered side panels, alongside a new marble-effect kitchen surface and drop-down worktop extension.
- Award recognition at the 2026 Out & About Live Awards, voted for entirely by the public, saw the Phoenix Black 640 named Best Caravan Under £30,000.
- Unicorn Deluxe and Alicanto Grande Deluxe continue into 2026 following their own refresh the previous season.
Insuring a newer Bailey model? Cover levels and agreed value options can vary by range and specification, so it’s worth comparing quotes tailored to your exact model.
Bailey Caravan Models Covered
Our panel provides specialist cover across the Bailey caravan range. Cover levels are determined by berth capacity, towing weight, and specification.
Bailey Discovery D4-2
Designed for small families or couples. Alu-Tech bodyshell with a six year integrity warranty, and a maximum safe towing weight of 1,247kg suitable for a wide range of tow vehicles.
Bailey Phoenix GT75
Accommodates up to six people with a well-lit, lightweight interior. Truma Combi heating provides year-round comfort, alongside a media station, Thetford K-Series oven and 700W microwave.
Bailey Pegasus Grande GT75
Six layouts sleeping up to six people, with storage options, Aquaclean fabric and Truma Combi heating. Features include a Thetford K-Series kitchen, ALKO ATC system, SONOS speaker and 100W solar panel.
Bailey Unicorn S5
Four berth caravan with a spacious lounge, well-equipped kitchen and fixed transverse island bed, suited to touring couples or growing families.
Bailey Retreat Range
Designed for extended stays in one location. The four berth Willow and six berth Sycamore offer around 25 per cent more interior floor space than a standard twin axle tourer, with an external BBQ point and heavy duty hitch assembly.
How much does it cost to insure a Bailey caravan?
The price for insuring a caravan will depend on several factors, such as the value of the caravan, the type of coverage you opt for, your estimated mileage, etc. Although your insurance premium will depend on your Bailey Caravan model, the insurer, and some other factors we will highlight below, you might pay between £100 to £400 for insurance each year.
In general, insurance for static caravans tends to be more affordable compared to touring caravans. This is because static caravans are less prone to accidents, unlike touring caravans that are frequently on the road.
Your caravan insurance premium can be influenced by various factors.
- The Bailey Caravan Model: Expensive Bailey Caravan models may result in a higher insurance premium because replacing them would be more expensive if they are damaged or stolen.
- New for Old caravan coverage: Some insurance companies provide “new for old” caravan coverage, usually limited to caravans under 3 years old. This kind of coverage is pricier than standard market value insurance, but it can be appealing if you’ve already made significant investments in your caravan.
- Parking Location: Parking your caravan in a secure place when not in use can lower insurance costs compared to keeping it in a less secure location, like a driveway or street corner.
- Caravan Club Membership: Joining a caravan club affiliated with an insurance company may offer certain benefits, like discounts on insurance costs.
- Caravan Modifications: Any alterations made to the caravan after leaving the factory can affect the cost. It’s crucial to inform your insurance provider about any modifications, such as making your caravan wheelchair-friendly. Before making changes, it’s wise to consult with your insurance provider and ensure that modifications are done in a way that doesn’t attract motoring convictions like CU20.
- Age and Driving History of Policyholder: The age of the person who owns the insurance policy and their history of making claims are important factors. Owners under 25 are usually seen as higher risk compared to older owners. It’s best to have a history of not making claims to keep insurance costs down.
- Estimated Annual Mileage: Your Bailey caravan’s annual mileage affects its insurance cost. More miles covered pose a higher risk to the insurance company, increasing the cost. On the flip side, limited road use can lower the cost.
Best Caravan Insurance Companies
Finding the best caravan insurance company will depend to some degree on your personal situation and your insurance requirements. For example, LV motorhome insurance may offer a better deal for Hobby caravan insurance and other German made caravans compared to Caravan Guard insurance who specialise in providing insurance for UK caravan brands like Compass caravans or Bailey
Lowering the cost of Bailey Caravan Insurance
Here are some ways to reduce the cost of your touring caravan or motorhome insurance:
Increase the Voluntary Excess on your insurance – Consider raising the voluntary excess to lower your premium. Keep in mind that this is the amount you’re responsible for in the event of a claim not covered in the policy schedule.
Make your Caravan More Secure – Discuss with your insurance provider how to enhance the security of your campervan; it can potentially reduce insurance costs. Consider installing an alarm and immobiliser approved by your insurer. Additionally, explore adding a tracking device to facilitate recovery in case of theft.
Obtaining quotes from various providers – Getting and comparing quotes from different insurance companies is a simple and effective way to save money on campervan insurance. This helps you to get the best insurance deal that meets your specific needs.
Establish a history of no claims – Over time, this approach can lead to more affordable insurance quotes as it demonstrates to potential insurers that your likelihood of making claims is low.
Choose a named driver policy instead of an any-driver option if feasible – While an any-driver option offers more flexibility, it comes with a higher premium due to increased risk for the insurance provider. If you opt for any driver, consider adding restrictions, like allowing any driver over 25 only, to manage the risk and potentially lower the premium.
Frequently Asked Questions
Premiums vary depending on the model, age and value of the caravan, where and how it’s stored, your claims history, and the level of cover chosen. Comparing quotes via MultiQuoteTime is the best way to see what’s actually available for your Bailey caravan.
No, these are different products. A Bailey extended warranty covers mechanical and electrical faults and bodyshell integrity beyond the manufacturer’s original warranty period, and is arranged separately through Bailey. Caravan insurance covers risks such as theft, accidental damage, fire and third party liability. MultiQuoteTime compares caravan insurance quotes, not extended warranties.
There’s no single best policy for every Bailey owner, since the right cover depends on the model, how the caravan is used, and your own circumstances. Comparing multiple quotes from specialist caravan insurers is the most reliable way to find cover that suits your needs and budget.
Yes, most specialist caravan insurers cover older models, including classic and pre-loved Bailey caravans. Cover and pricing may depend on the caravan’s age, condition and current market value, so it’s worth having an up to date valuation ready when comparing quotes.
Towing weight and the tow vehicle used can be a factor in how insurers assess risk, alongside the caravan’s value, where it’s stored, and how often it’s used. Providing accurate details about your setup when getting a quote helps ensure the cover reflects your actual circumstances.
Security measures such as a hitchlock, wheel clamp, tracking device, or storage on a CaSSOA-rated site can be viewed favourably by some insurers and may help with premiums, though this varies by provider. Mention any security features you have when comparing quotes.
MultiQuoteTime provides access to a panel of specialist caravan insurers via one quick form, so cover levels and quotes can be compared side by side before you decide.
