Motorhome & Caravan Dealer Specialist

Motorhome & Caravan Dealer Insurance

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Compare cover for your motorhome or caravan dealership, stock, road risk, premises, exhibition and public liability, from specialist UK motor trade insurers.

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Stock, road risk & premises cover
Exhibition & test drive cover
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Quotes are provided by a panel of FCA-regulated insurance providers.

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Why compare motorhome & caravan dealer insurance at MultiQuoteTime?

Finding the right insurance for your motorhome or caravan dealership can be challenging. High-value stock, exhibition risks, test drive liability and seasonal fluctuations need a policy tailored to your specific risks.

MultiQuoteTime provides you access to a panel of specialist motor trade insurance providers who understand the unique needs of caravan and motorhome dealers. Compare quotes quickly and find the best available cover for your business, all in one place.

What Can Motorhome & Caravan Dealer Insurance Cover?

Depending on your provider, a specialist dealer policy may include the following types of cover

Stock Cover

Can protect your motorhomes and caravans against theft, fire, flood and accidental damage — whether on your forecourt, in storage or at exhibitions.

Road Risk

May cover your vehicles while being driven on public roads — including moving stock between sites, delivering to customers and collecting trade-ins.

Premises Cover

Can protect your dealership buildings, workshops, offices and contents against damage from fire, flood, storms, vandalism and break-ins.

Public & Employers’ Liability

May cover claims from customers or members of the public injured on your premises, plus legal cover for employee injuries at work.

Exhibition Cover

Can protect your high-value stock while on display at trade shows, caravan exhibitions and NCC events — some policies offer cover up to £500,000 or more.

Test Drive Cover

May cover customers taking unaccompanied test drives in motorhomes and caravans — some providers offer up to 48 hours as standard.

Seasonal Stock Adjustments

Some policies offer flexible cover that increases during peak selling periods and reduces during quieter months — so you’re not overpaying when stock levels drop.

Wrongful Conversion

May protect you if a vehicle you’ve purchased turns out to be stolen, subject to outstanding finance or not legally owned by the seller.

Already own a motorhome or touring caravan personally? If you’re looking for personal cover rather than trade insurance, you can also compare motorhome insurance and touring caravan insurance quotes through MultiQuoteTime.

What Affects the Cost of Your Policy?

Every dealership is different, so your premium will depend on several factors. Insurers typically consider:

  • ✓ Total value of stock held on site
  • ✓ Location and security of your premises
  • ✓ Number of employees and drivers
  • ✓ Claims history and years in trade
  • ✓ Whether you attend exhibitions or shows
  • ✓ NCC membership or trade body accreditation
  • ✓ Types of cover included in your policy

Using a comparison site like MultiQuoteTime can also help you find a policy that meets your requirements and at the same time is affordable.

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Frequently Asked Questions

Eamonn Turley
Last Updated: 02 March 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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