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More Than Van Insurance Overview

More Than Insurance services have recently shifted focus to home insurance and pet insurance. A sector that they have found success within, so much so that Admiral bought them out in a deal said to be worth as much as £115m. Admiral is under the ownership of Royal & Sun Alliance Insurance (RSA) Services. As part of the deal, 300 of More Than staff will transfer to admiral.  Admiral is a FTSE 100 listed company established in Cardiff in 1993 which until the acquisition its main focus was car insurance and the move was to diversify its operations.

More Than Insurance Core products

More Than insurance service’s core products include home and pet insurance, other products on offer include:

  • Home Insurance
  • Pet Insurance

More Than Insurance Legacy products

These products are being phased out.

Van insurance is still available with other brands, some key providers in this sector include the Post office Van insurance Policy Expert Van insurance, Gladiator van insurance, Van line Direct are some provides that should be your checklist in your search for either personal use van insurance or limited company van insurance,

Highlights of More Than Insurance

  • This brokerage is backed by the RSA Group that has been in the insurance business for more than 300 years. They offer policies to clients in 100 different countries around the world.
  • With each additional van policy taken out after the first one has been established, there is a 15% discount applied to the premium.
  • They have a Defaqto rating of 5 stars.
  • They offer both commercial along with Social, Domestic and Pleasure policies.
  • Renewal, adding coverage, making a claim, changing driver details, changing vans and more can be accomplished online so you can manage your account if and when you need to.

What types of cover does More Than van insurance offer?

Many insurance brokers offer three levels of cover, but More Th<n only offers two. The two types include Third Party Fire and Theft along with Comprehensive.

What are the highlights of the More Than Van comprehensive policy?

In addition to collision coverage where both vehicles involved, and the occupants are protected, there are other items that are standard including;

  • Windscreen, window and sunroof cover.
  • For vans less than 1 year old and are written off, the policyholder can receive up to £3,000 above the fair market value of the van.
  • Third Party cover is provided for up to 120 days when travelling in the European Union.
  • No Claims discount is applied if applicable.

Types of Van insurance you can compare with MultiquoteTime 

Whilst most of you may be searching for company van insurance in Bradford, we can also access to a panel of insurance provider that offer different styles of car insurance including:

  • Need short term van insurance. We have partnered with GOSHORTY to provide temporary van insurance. Insurance is available online  from 1 hour to 28 days.
  • Van insurance for any driver is available but expect to pay a higher premium for any driver van insurance to cover the additional risk associated with an any driver policy. To reduce the risk and cost, consider a named only policy or put restriction on the nay driver element, for example exclude young van drivers under 25.
  • Looking for van insurance without a big deposit for a new business or startup?
  • Has your work van been impounded? Get it released  quickly with impounded van insurance, but online in minutes with our partner GoShorty
  • More than one van on the fleet? Consider multi van insurance to cover all your vans under one easy to manage policy which should also provide savings.

What factors can affect the price of van insurance?

Van insurance quotes for private or personal us are based on a number of variables personal to you and the van you drive. They can include:

  • Age of Van, value and cost of parts and labour to repair,
  • Use is a simple day van that you only use for fishing or other sports and leisure  activities
  • Where the van is stored when not in use
  • Your occupation, some occupations for example a police officer will benefit the driver as falling into a lower risk occupation category
  • The amount of voluntary excess, increasing this, will likely reduce the cost of cover
  • Your age and where you live. If you are parking your van in a high risk post code associated with a high crime rate, expect to pay more.

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs.

Eamonn Turley
Last Updated: 26 May 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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