Convicted Driver Insurance Guide

How Long Does A Disqualification Stay On Your Licence?

A quick guide to DVLA duration, insurer declaration windows, and how to check your own dates with our calculator below.

4 min read · Updated 20 July 2026
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How Long Do Penalty Points Stay On Your Licence?

Penalty points picked up for any driving offence will show up on your DVLA record until the end of the rehabilitation period, including criminal convictions. These points count toward your penalty points tally for the first 3 years and will show on the licence for a further 1 year.

It is also worth noting that if you’re applying to work in one of the excluded positions that are mentioned under the rehabilitation of offenders act, such as working with children, the disabled, in healthcare, accounting, law, transport, the points will show even after the rehabilitation period.

How Long Do 3 Points Stay On Your Licence?

If you receive 3 points for a driving offence, the penalty points are wiped after 4 years in most instances, but must be disclosed for 5 years. This time is called the rehabilitation period, after which, most people don’t have to include them on an application, and they won’t appear on your licence. This period of rehabilitation is increased to 11 years for convictions such as a drink driving or drug driving offence.

How Long Do Speeding Points Stay On Your Licence?

A speeding conviction is treated the same as other driving offences and can be anywhere from 3 to 6 points, and in either case the penalty points will remain as normal on the licence for 4 years and actively counting toward your tally for 3 years. Speeding convictions will also come with hefty fines, find out how much with our UK speeding fine calculator, it may make you think twice before breaking any speed limit.

Disqualified for Drinking and Driving

This is one of the more serious offences, and you will have to pass a DVLA medical examination before getting your licence back.

How Long Does Drink Driving Stay On Your Licence?

If you’re convicted of drink driving you can face an automatic driving disqualification, commonly of 6 or 12 months. In any case, you will face a mandatory addition of 10 points on your licence as minimum. If you’ve had 3 points in the last 3 years, you’ll face a totting ban for drink driving.

Not sure which code applies to you? See the full conviction code guide.

Select your conviction code, enter the offence date, then press the button above.

DVLA duration figures are based on gov.uk. The insurer window is a general guide, always check the exact wording on your specific application or renewal form, as it varies by insurer.

Frequently Asked Questions

Not quite. Points stop actively counting towards a totting up ban after 3 years, but they stay visible on your licence for a further year, 4 years in total for most offences. They do not disappear the moment the 3-year mark passes.

The longer 11-year period applies to the most serious offences, including drink and drug driving convictions. It reflects how much more seriously these are treated compared to standard endorsements like speeding, which carry the usual 4-year period.

Reaching 12 or more active points within a rolling 3-year period usually leads to a disqualification under the totting up procedure, commonly a minimum 6-month ban. New drivers face a lower threshold of 6 points within their first 2 years. If this applies to you, see our TT99 car insurance guide.

The ban itself will not appear on a DBS check. However, any criminal conviction associated with the ban will show up until the end of the rehabilitation period, so the two are not quite the same thing.

Possibly, yes. Many insurers ask about convictions from the last 5 years on their application forms, which can be longer than the DVLA period. Use the calculator above to check both dates for your specific conviction code.

Yes, a panel of specialist brokers we have access to deal with convicted drivers regularly, including those with a disqualification still on their record. Comparing quotes gives you a better chance of finding a price that reflects your specific circumstances.

Eamonn Turley
Last Updated: 20 July 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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