What is DR10 Car Insurance?

For those who do not know the reason for DR10 car insurance, that is a good thing. This is the type of insurance necessary for those that have been caught driving while under an alcohol level that is above the legal limit and convicted of drink-driving in a UK court.

DR10 car insurance is difficult to find as many providers refuse to even quote for high risk drivers. We can help by providing you multiple quotes from a select panel of UK convicted driver insurance providers

Multi Quote Time works with Quotezone who provide a simple form which once completed is submitted to a specialist panel of brokers. The panel will be in contact via the telephone to provide you DR10 insurance quotes. 

How Much Can I Drink Before Exceeding the Limit?

The following limits are valid as of May 2021 for any changes please visit gov.uk/driving-limits. If you are in any doubt, it is best to arrange alternative transport and remember sleeping in your car is not a legal solution.

Car Insurance for Drink Drivers DR10

Yes, it is possible to take out a vehicle insurance policy after being convicted of operating a vehicle with an alcohol level above the legal limit, but there are consequences of having this type of endorsement on your record. The most notable is that vehicle insurance premiums will be higher. The higher costs are due to the assessment by the insurance companies that these drivers are now classified as high risk.

Are all DR10 Endorsements Considered the Same by Insurance Specialists?

No, each one is reviewed individually by the insurance company when a policy quote is requested. During the review, the broker will look at the conviction, including the number of points placed on the person’s driving licence. The points accumulated for just one drink-driving conviction can range from 3 to 11. The 3 point level is the least severe, while 11 is the maximum. The higher the number, the increased level of risk to the broker in providing DR10 car insurance.

As a point of reference, 12 points on a driving licence disqualifies a driver. This disqualification or driving ban will last for 6 months if 12 points are accumulated in less than 3 years.

Need Help Finding DR10 Insurance?

The best way to find a good deal on drink driver Insurance is to compare the providers of DR10 Car insurance in the UK. 

Take note, failure to disclose any and all convictions will invalidate your licence and is in addition put you in breach of the UK law. 

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