Breakdown Cover For Older Cars

Compare Older Car breakdown Cover

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Why compare breakdown cover with MultiQuoteTime?

Do you have an older car and find it difficult to get breakdown cover? MultiQuoteTime understands how time-consuming and sometimes frustrating it can be to find affordable breakdown cover that meets your needs.

By partnering with Compare Breakdown Cover, we can now provide you access to national breakdown providers that also offer recovery services for older cars up to 20 years old in the UK and 15 years old in Europe!

Compare UK Breakdown Cover for Older Cars

Breakdown cover for older cars is available to help those in need on the side of the road, but the coverage is slightly different from what is available for new cars. One of the most notable differences is the availability of parts. Another is the higher cost, since older vehicles are known to breakdown more often than newer models. This type of cover will also provide breakdown cover for classic cars

Breakdown cover for older cars is designed to assist drivers in need on the roadside, but the coverage differs slightly from that for new cars. One key difference is the availability of parts. Additionally, older vehicles tend to break down more often, resulting in higher costs for coverage. This type of cover also includes provisions for classic cars.

In the UK, there is no age limit for providing breakdown cover for older cars. However, finding European breakdown cover for classic cars or for cars older than 16 years can be more challenging.

What is classified as an older vehicle?

From most roadside assistance firms vehicles, 0 to 16 years of age with less than 150K miles on the odometer for coverage in Europe are considered new cars. There are also companies in the UK that consider vehicles 20 years of age as newer cars. All other vehicles are classified as older vehicles.

Most roadside assistance companies consider vehicles aged 0 to 14 years with less than 150,000 miles to be new cars for coverage in Europe. Cars over 15 years old are classified as older cars when it comes to providing breakdown cover.

Can you get breakdown cover on an old car?

Yes, breakdown cover for older cars is available, including UK and European coverage. Please note that spare parts are not covered by most breakdown providers. Each provider may have different conditions, so it’s important to read the coverage documentation carefully before purchasing or travelling. For example, some providers offer free delivery if spare parts are not available locally, meaning you would only be responsible for the cost of the part itself.

Is European breakdown cover available for classic cars ?

Most providers have no age limits for providing breakdown cover within the UK and NI, but few will provide European breakdown cover for classic cars or cars that are over 20 years old. 

What types of repairs are covered for older vehicles?

Older cars are eligible for the same types of repairs that roadside mechanics perform on newer cars. The main limitation is the availability of spare parts. Many mechanics responding to breakdowns will have the most common parts for modern cars, which may not fit older vehicles.

What is not covered by breakdown cover

Exclusions do exist, and it is important to read the terms and conditions of any policy. Below, we have highlighted some of the more common exclusions in a standard roadside assistance policy.

Relecement Parts: The cost of any spare part required for roadside repair is normally not covered.
Accident Damage: If you are in an accident damage or repair is not covered. 
Flat Tire: Normally Not Covered
Call Out Limits: Some providers will limit the number of permitted call outs during the term of the policy

What is typically covered by roadside assistance

Roadside Assistance: Should you break down, a mechanic will arrive and provide roadside assistance to get you back on the road.
Towing Service: If the mechanic is unable to fix it, then it will be towed to the nearest garage, and these costs will also be covered.
Key Assistance: If you lose the keys or lock yourself out.
Home Start: This is normally an option; if selected, it will provide help should you be unable to start your vehicle when at home
Transport Costs: If you choose onward journey assistance, then the cover will cover your costs and any passengers for your onward journey if they cannot fix the vehicle quickly.
European Cover: If selected, this cover provides protection while driving in Europe but is normally limited to a maximum of £90 per annum.

What types of repairs do roadside mechanics commonly make on older vehicles?

Blown fuse : Replacing fuses that may have blown due to electrical issues.
Dead Battery: Jump-starting or replacing dead batteries to get the vehicle running again. 
Wrong Fuel or No Fuel :  Draining and cleaning the fuel system if the wrong type of fuel has been added or adding fuel.

What happens when the mechanic can’t repair the vehicle where it was broken down?

Depending on the level of coverage a person has on the vehicle, it will be towed either to the closest repair shop or the repair shop of the owner’s choice.

European breakdown cover for older cars

An option is normally available to add European breakdown cover for classic or older cars. With this in place, If your car breaks down in Europe, then can call roadside assistance. Some providers offer an additional option of having the vehicle towed back to the UK if it can not be fixed.  

What is not included in the breakdown cover for older cars?

Just like for newer vehicles, the cost of replacement parts and the labour to install them is not part of the breakdown policy. Because of the age of the vehicle, these replacement parts might also be difficult to locate so that the repair can be made.

How to compare older car breakdown at MultiQuoteTime.co.uk

1. Choose Type of Cover: Select from Local (normally within one mile from your home), Nationwide, or European.
2. Choose Extras: Add Home Start or Onward Journey.
3. Select The Start Date: Specify the start date for your cover.
4. Vehicle Details: Provide your vehicle’s registration number or make and model.
5. Check prices: you could save £££’s

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