Post Office Van Insurance Alternative

Post Office Van Insurance

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Looking for a Post Office van insurance alternative? We’re not the Post Office and we don’t sell their policies – instead we let you compare van insurance from a panel of specialist UK insurers in minutes. Whether you need comprehensive, third party fire & theft, or cover for a fleet, courier or any-driver policy, find the right cover from one quick form. See all our van insurance comparison options.

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Multiquotetime is not affiliated with the Post Office. Quotes are provided by a panel of specialist UK van insurance providers, all of which are FCA regulated.

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Compare post office van insurance policies against other leading insurers, including;

One Call Insurance

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Why compare Post Office van insurance with MultiQuoteTime?

The Post Office is a familiar, trusted name, and its van insurance comes with some genuinely useful features. But a recognisable brand does not guarantee the best price for your van, your mileage or the way you use it. GoCompare reports the Post Office van policy holds a three-star Defaqto rating, described as a fair amount of value for money, so other insurers may offer more cover or a sharper price for your circumstances.

It is also worth knowing that Post Office van insurance is not underwritten by the Post Office itself. It is arranged and administered by BISL Limited, which places policies with a panel of insurers, meaning the company actually covering you, and the way your claim is handled, can vary. That is reason enough to look past the brand name and read the policy documents carefully.

We are not the Post Office and we do not sell its policies. Instead, we let you compare van insurance from a panel of specialist UK insurers in one short form, so you can see a range of quotes side by side and decide for yourself. Start with our van insurance comparison to see your options.

Does the Post Office offer Van Insurance?

What you might not know is that the Post Office also provides competitive van insurance quotes alongside their popular insurance lines.

Insurance policies from the post office are competitive, but do not assume they will be the best choice. When shopping for a policy renewal or as a first time buyer, getting multiple quotes and comparing prices is a logical step in finding the best deal. When it comes to payment, most providers will offer no deposit van insurance which is effectively monthly insurance, which tends to be slightly more expensive than paying for cover in one lump sum 

Post Office Van Insurance Highlights

An attractive element of the Post Office product is a three-year guarantee on any repairs carried out, provided the work is done by one of their approved repairers. Comprehensive policies also include 30 days of cover per year for trips to the European Union, at the same level of cover you get here in the UK.

UK-based 24/7 claims line

Claims are handled through a UK-based contact centre with a round-the-clock helpline, so support is there whenever you need to report an incident.

3-year repair guarantee

Repairs carried out by the Post Office’s approved repairers come with a three-year guarantee, giving you reassurance on the quality of any work.

Mirrored no claims discount

If you hold a no claims discount on another vehicle, the Post Office may be able to mirror it on your van policy, which could reduce your premium.

Optional extras

Add tools and van contents cover, keycare, motor legal protection or RAC breakdown for an extra charge, depending on the cover you need.

Post Office van insurance is available at three standard levels: third party only, third party fire and theft, and comprehensive. On top of your chosen level, you can add the optional extras from the list below.

What Optional Extras Does Post Office Van Insurance Offer?

Alongside its core cover, the Post Office offers four optional extras you can add to a policy for an extra charge. Limits and exclusions apply, so always check the policy documents. Tap each one to see what it covers and whether it is worth adding to your van.

RAC Breakdown Cover

Provided by RAC Motoring Services, this add-on gets you assistance at the roadside or at home. If a roadside repair is not possible, it also includes recovery, onward travel assistance and access to a 24/7 helpline to keep you moving.

If breakdown matters to you, it is worth comparing standalone van breakdown cover to see whether a dedicated policy gives you more for your money than a bolt-on.

Tools and Van Contents Cover

Administered by AXA Insurance, this covers your van’s contents when it is locked up inside or being unloaded. You can choose a cover level from £1,000 up to £7,500, for both business and personal use.

Standard van policies rarely cover what you carry in the back, so if your livelihood depends on the kit in your van, check the single-item limit and whether tools left overnight are included.

Motor Legal Protection

Underwritten by RAC Insurance Ltd, this lets you recover uninsured losses and up to £100,000 in legal expenses. You can claim compensation if you are injured, killed or cannot use your van after an accident that is not your fault.

It can also cover your policy excess and van repairs if a non-fault accident leaves you out of pocket or you do not hold comprehensive cover, so the modest add-on fee can pay for itself in a single claim.

Keycare Cover

Keycare gives you access to a 24-hour helpline and up to £1,500 of cover a year to replace lost, broken or stolen keys, or to reprogramme immobilisers. It also includes £40 a day towards car hire for up to three days while you are without a working key.

Replacing modern coded van keys can be surprisingly expensive once a locksmith is involved, which makes this worth a look if the van is your main vehicle for work.

Did you know?

You must inform your broker of any modifications you make to your van, however basic, and modifications can increase the cost of van insurance.

Lowering the cost of van insurance cover

Below, we suggest some great ways to lower the cost of van insurance:

  • Increase excess – This is the amount that you would have to pay towards any claim that you may need to make. Increasing the excess amount can help you to lower your premium cost. The more you increase, the cheaper it should get, but remember, if you do need to make a claim you will become liable for the agreed excess amount
  • Improve Security – Make your van secure by taking steps to make your van as secure as possible will help to lower what you pay for insurance. Start with having an insurance approved alarm and immobiliser installed. Go a step further and add a GPS tracker to make recovery easier Providing safe parking is recommended if you want to cut down costs further.
  • Get multiple quotes – Getting quotes from a lot of providers is one of the best ways to save money on van insurance and thanks to the internet and websites like Multi Quote Time is now incredibly easy to do.
  • No claims discount : Careful driving without claims is a sure way to lower the cost of cover.

Working out the best deal.

With so many options, it can be difficult to decide on the best deal for your individual requirements. This is when you need to spend some time checking reviews or forums to research each broker. Pay particular attention on how quickly they deal with claims. Customer service will obviously be a major consideration. Get unbiased reviews can be difficult as many sites provide fake reviews or views that are added without proper user verification. Which means a company can create fake reviews telling people how wonderful they are, when if fact the opposite is true.

Explore the options available from 40 plus van insurance brokers by clicking the get quotes button below. You will be asked to provide minimal information to start receiving multiple quotes in minutes.

How to compare post office van insurance with MultiQuoteTime

Before you can get multiple quotes and start comparing low-deposit car insurance, As easy as 1, 2, 3!

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Eamonn Turley
Last Updated: 25 May 2026
Reviewed by: Eamonn Turley, Insurance Specialist
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